I feel you LBT15, no benefits at all for 16 months, not to mention, not even benefit for my 13 month old canadian baby, gave birth at home without health insurance, all natural birth without any pain meds. How horrifying, this pathway is dooming us to our very ends. They could have just literally killed us than them trying to pretend that everything is okay and it is like very easy for them to say ~Hey, you are caregiver? You are not our priority, wait until you die!~. This is like a legal way of exploiting caregivers for their economic gain. I can't believe this is happening to us in a first world country. I have never been this helpless and depressed in our developing country. How bizarre.