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upp942 said:
hi kikokit

Bale ang secured credit card ay ibinibigay ng mga bangko sa mga bagong immigrants na wala pang credit score sa kanilang social insurance card. Pad nag-aaply ka ng secured credit card, hihingan ka nila ng deposit na siguro at least CAD$500.00 na magiging credit limit mo din. Bawat gamit mo ng secured credit card, ibabawas ito sa CAD$500.00 na initial deposit mo. Katulad ng normal credit card, syempre kailangan mo bayaran ang secured credit card mo sa pamamagitan ng pagdagdag o pagpalit sa kung magkano ang nabawas mo sa CAD$500.00 na initial deposit mo.

After six months kung nakita nila na magaling ka magbayad ng unsecured credit card, pwede ka mag request ng UNSECURED CREDIT CARD kung saan ay hindi ka na kailangan mag deposit ng CAD$500.00.

Through the years, pwede ka tumawag sa bangko para magpa increase ng credit limit mo para mas gumanda ang credit score mo. Kapag mas maganda ang credit score mo, mas mababa ang mga interest rate mo.

Sana naipaliwanag ko mabuti ang secured credit card. ask lang kayo pag medyo magulo.

salamat upp, malaking tulong para mabigyan pa tayo ng masmagandang options when it comes to banking.....salamat ulit...
 
hailo said:
salamat upp, malaking tulong para mabigyan pa tayo ng masmagandang options when it comes to banking.....salamat ulit...

walang anuman
 
HAILO,

nag inquire na ako sa HSBC... ok yuong money transfer nila and since its on line, you can just close your account when you get there... malaki pa naman ang presence ng hsbc sa vancouver...
 
Hello everyone,

I have been reading all your posts and I found it very informative. Please allow me to be also part of this site.

I am also waiting for the PPR. I sent my full application last Oct 2009 submitted to Manila Visa office nad received Med request last Feb 04. I had my medicals and RPRF sent March 5, 2010 under NOC 0631. I just couldn't wait any longer..... ???

Any words of encouragement is very much appreciated....
 
upp942 said:
hi kikokit

Malamang yun nga yun. Sa Cebu ako pinanganak tapos lumipat kami Manila nung 7yrs. old ako. Taga Zambales daddy ko; Sto. Domingo, Nueva Ecija naman mommy ko. Nasanay lang ako mag tagalog dahil hindi ako marunong masyado mag-ingles...hehehe

i smelled a nueva ecija tongue in your words...:) nice... im from cabanatuan nueva ecija but living in manila since college...
 
romalliv said:
Hello everyone,

I have been reading all your posts and I found it very informative. Please allow me to be also part of this site.

I am also waiting for the PPR. I sent my full application last Oct 2009 submitted to Manila Visa office nad received Med request last Feb 04. I had my medicals and RPRF sent March 5, 2010 under NOC 0631. I just couldn't wait any longer..... ???

Any words of encouragement is very much appreciated....

are you pregnant? hahahahaha! joke... welcome sa forum... april 20 ako nag medicals.. your ppr will be there soon..
 
imbubbles said:
Sa lahat ng nag-land na and about to land, are you going to carry cash? If yes, is there a minimum amount? kasi im afraid i cant carry cash. gusto ko itransfer ung money if naka-open na ako ng canadian account sa canada but definitely wont be carrying 6 digits cash...

this might help you imbubbles

http://www.canadavisa.com/canada-immigration-discussion-board/funds-at-landing-t44412.0.html
 
kikokit said:
i smelled a nueva ecija tongue in your words...:) nice... im from cabanatuan nueva ecija but living in manila since college...

amoy probinsya ba? hehehe
 
hi meldz! yup makatimeline tau..sana d rin magkalayo medical natin :) in process ako june 7 (the time when i look at my ecas status) pero sabi they reviewed my docs and started processing may 25...

will u be carrying more than $5000? parang ang laki nun sakin. walang sinabi sa CIc guidelines about the minimun cash u can carry but im afraid madeny ako ng landing if kulang...

meldzgs said:
bubbles,

active na active ka dito sa forum namin. good thing na may mga ganitong tao katulad sa yo in this forum. anyway, i check noon may 21 - friday yung status ko sa CIC. Nakalagay doon na they started reviewing and processing my papers on may 10. Hopefully sana i will be getting my medical requests this month.

I submitted my full documents sa embassy noong march 19. One day ahead of you.

Puede pala na ganoon that the VO can deny an applicant even after medical, payt of landing fee and etc.
Sana wala mangyayari sa atin na ganyan with that kind of case. That can be a little frustrating .

i will be carrying bubbles partly cash at saka bank draft in USD dollars.
 
upp942 said:
hi floxs

1st BF mo din? Welcome sa club namin ni imbubbles! :D

haha the 1st and last club ba? :D
 
kyle, gusto mo mag order ng icaps? promise gusto ko eh.. pero gusto ko may kasama haha. pero d parin ako sure. sabi nila they encourange the applicants who are hanging to get it, helpful daw para d na mabaliw sa kakantay..

tlga 1st and last din si hubby mo? naku, apat na tau. :D

kyle said:
upp... imbubbles...
pasali ako...

me and my CLP are "in a relationship" for 10 years now (parang FB status lang") ;D ;D ;D
first BF ko since highschool...
we are both nurses too (NOC3152)
i'm the principal applicant. same kami sa hospital before...
pero now sa academe na ako...

waiting for the last 100 years na for our medicals...
sana dumating na talaga

i'm planning to write a letter and submit a bankdraft of our RPRF na...
bahala na, kahit wala pa yung medical request namin...
we'll see how it goes from there... kasi feeling ko naipit na talaga yung papers namin
sa kilikili nung security guard na naka duty noong nag drop kami sa rcbc tower... grrrrr!!! >:( >:( >:(
 
imbubbles said:
hi meldz! yup makatimeline tau..sana d rin magkalayo medical natin :) in process ako june 7 (the time when i look at my ecas status) pero sabi they reviewed my docs and started processing may 25...

will u be carrying more than $5000? parang ang laki nun sakin. walang sinabi sa CIc guidelines about the minimun cash u can carry but im afraid madeny ako ng landing if kulang...

alam mo may nakausap ako nag land dun sabi nya wala naman daw ibang ask sa kanya except the POF pagkatapos nun pakita daw nya ok na.binigyan na daw sila ng forms tapos wala na....

ang important siguro here is makapagdala ka ng POF kahit draft or bank statement.kasi advise sa kin $3k dollars lang dalahin ko....and some pesos for the tax...
 
romalliv said:
Hello everyone,

I have been reading all your posts and I found it very informative. Please allow me to be also part of this site.

I am also waiting for the PPR. I sent my full application last Oct 2009 submitted to Manila Visa office nad received Med request last Feb 04. I had my medicals and RPRF sent March 5, 2010 under NOC 0631. I just couldn't wait any longer..... ???

Any words of encouragement is very much appreciated....

hi welcome....how i wish ic ould say something at least to ease your anxiety...eto na lang refer kita kay aliyah to include you to her sundance.....

@aliyah please include romalliv to oour sundance....thanks.
 
aliyah1523 said:
Guys,pahelp naman po anu ang gagawin ko nagkamali kasi kami ng lagay sa birth place ng mother ni hubby. Ang alam kasi namin malolos city, tapos nakita namin passport nya and yung birth cert ni hubby sa hagonoy pala siya. :( what to do? Nagemail na po ako kanina sa manila vo, informing them of the honest mistake sa inconsistent na birth place, kasi naman dalawa birthday ng mil ko..huhuhu tapos sulat kamay at uber labo pa ng birth cert.

Kailangan ko pa kaya magpacourier ng bagong additional family info na form with letter?

Help puhlease :(

aliyah, sorry d ako sure pero i suggest u contact the Visa officer asap kasi baka mag doubt sila o baka mastart na ang review o process tapos un na mailagay nila sa records ng in-law mo... pag wala pa sila reply, try calling them.. meron ata tel number sa AOR na binigay nila...
 
kikokit said:
hi bubbles,

am abt to land next month, im planning to open an acct to canada tru hsbc.... one way to establish din your credit history.. mas maganda mag open ng acct agad.. pwede din money draft... aayusin ko pa lang yun bukas eh... para mapabilis papeles nyo mag pabuntis kayo :)... nurse din ako.. nagtuturo 4131 din ginamit ko...

kiko

kung pwedeng mag open ng international account sa HSBC...pwede ba gamiting POF yung bank statements from HSBC Internation Account?

kyle: ill keep my fingers crossed for you...sana na nga gumana na :)