well, If you will do this don't ever lie about your bank statement. I mean just write down what is exactly the amount in your bank account. then write a separate paper with the question number heading and tell that you'll gain money in a couple of months but I'm applying now to save time. good luckThank you! That definitely changes my perspective on when to apply. If I apply by July, I'll most likely have enough POF couple of months after that so that could work.