CanadaNow
Star Member
- Jan 3, 2013
- 6
- Category........
- Visa Office......
- Nairobi
- Job Offer........
- Pre-Assessed..
- App. Filed.......
- 05-11-2012
- AOR Received.
- 08-11-2012
- File Transfer...
- 14-01-2013
- Med's Request
- 28-08-2012
- Med's Done....
- 06-12-2012
- Interview........
- waived
- Passport Req..
- 31-01-2013
- VISA ISSUED...
- 16-04-2013
- LANDED..........
- 07-05-2013
You need to have your husband speak to his employer's payroll & benefits coordinator and ask what the policies are regarding.....
a. who can be covered under family plan?
b. do those family members have to reside under same roof? same country?
c. does the plan cover pre-existing conditions?
Then have him ask to see those answers in writing. SOMETIMES you will find you are asking about an exception to benefit policy rules and the employers love to say "we have no control over that. It is decided based on the benefits plan provider (aka insurance company)". While this is kind of true it is also kind of not. When there is a potential exception to a benefit policy, the employer will apply to the insurance provider on behalf of the employee. The provider will then contact the executives of the employer who decide if they are willing to pay extra (if needed) to accept the exception. The provider will then reply to the employer's benefits administrator as if they had made the decision which is then forwarded to the employee with the approach of "yes you will be covered" OR "we're sorry the insurance company has spoken".
So the bottom line is for your husband to speak to his employer and if they say they will not cover you, he should escalate it with his employers organization.
Best wishes!!
a. who can be covered under family plan?
b. do those family members have to reside under same roof? same country?
c. does the plan cover pre-existing conditions?
Then have him ask to see those answers in writing. SOMETIMES you will find you are asking about an exception to benefit policy rules and the employers love to say "we have no control over that. It is decided based on the benefits plan provider (aka insurance company)". While this is kind of true it is also kind of not. When there is a potential exception to a benefit policy, the employer will apply to the insurance provider on behalf of the employee. The provider will then contact the executives of the employer who decide if they are willing to pay extra (if needed) to accept the exception. The provider will then reply to the employer's benefits administrator as if they had made the decision which is then forwarded to the employee with the approach of "yes you will be covered" OR "we're sorry the insurance company has spoken".
So the bottom line is for your husband to speak to his employer and if they say they will not cover you, he should escalate it with his employers organization.
Best wishes!!
bscinto92 said:
:-*
