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For PINOY: About Express Entry Application. Share your idea!

brentmrcs

Star Member
Aug 7, 2020
53
19
Category........
FSW
Hello All,

Sino po merong impormasyon tungkol sa utang sa credit card kung may batayan ito sa background check?
Naka-note sa guide ng uploading documents for proof of funds na attach outstanding credit card statements, pero parang hindi naman sya isa-subtract sa pera mo sa bank since hindi naman net worth yung basehan ng PoF. Nung inupload ko yung documents ko, sinama ko sa PoF yung current credit card statements ko.
 
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dadofethan

Full Member
Oct 6, 2020
33
10
Category........
PNP
NOC Code......
2171
AOR Received.
26-11-2020
Med's Done....
06-01-2021
Naka-note sa guide ng uploading documents for proof of funds na attach outstanding credit card statements, pero parang hindi naman sya isa-subtract sa pera mo sa bank since hindi naman net worth yung basehan ng PoF. Nung inupload ko yung documents ko, sinama ko sa PoF yung current credit card statements ko.
How does IRCC calculate PoF vs outstanding debt specifically a house loan? I have funds above the minimum required. I am also currently employed which covers my monthly amortization for the house. Will they hold the entire remaining house loan amount against my funds? Please explain formula if you know it.
Also how does IRCC find out about debt if you don't declare it? Both loan and credit card debt?
I heard of people getting rejected due to not declaring it to IRCC. Example ung isang kakilala ko na may utang sa bank na ndi na binayaran aka outstanding debt naka alis naman 2015. Pero ung isa naman 2019 may outstanding credit card debt ndi dineclare nareject sa IRCC
 

brentmrcs

Star Member
Aug 7, 2020
53
19
Category........
FSW
I don’t know all of the details since I am not an immigration specialist, and I just submitted my application 2 weeks ago. I read in one of the threads here that IRCC does not subtract your debts from your cash on hand, since the basis of your PoF is NOT your net worth but the readily available money that you have.
 

DRbaker

Newbie
Sep 24, 2020
8
0
How does IRCC calculate PoF vs outstanding debt specifically a house loan? I have funds above the minimum required. I am also currently employed which covers my monthly amortization for the house. Will they hold the entire remaining house loan amount against my funds? Please explain formula if you know it.
Also how does IRCC find out about debt if you don't declare it? Both loan and credit card debt?
I heard of people getting rejected due to not declaring it to IRCC. Example ung isang kakilala ko na may utang sa bank na ndi na binayaran aka outstanding debt naka alis naman 2015. Pero ung isa naman 2019 may outstanding credit card debt ndi dineclare nareject sa IRCC
Try to address your concern in English :)
 

dadofethan

Full Member
Oct 6, 2020
33
10
Category........
PNP
NOC Code......
2171
AOR Received.
26-11-2020
Med's Done....
06-01-2021
Try to address your concern in English :)
How does IRCC calculate PoF vs outstanding debt specifically a house loan? I have funds above the minimum required. I am also currently employed which covers my monthly amortization for the house. Will they hold the entire remaining house loan amount against my funds? Please explain formula if you know it.

Also how does IRCC find out about debt if you don't declare it (Both loan and credit card debt) ?
I heard of people getting rejected due to not declaring it to IRCC. Example: I know someone who had unpaid credit card debt but was still able to immigrate last 2015. But I also know another person who also had outstanding credit card debt and didn't declare it in his IRCC application and got rejected by IRCC last 2019
 

artsycsb

Newbie
Oct 3, 2020
6
0
Hi! For those who have ITAs already, may I know your scores? I'm currently waiting for my IQAS and my IELTS will be this week but I haven't created a profile yet. I'm planning to create one once everything is complete but medjo nervous ako with the scores since I think mine is a bit low, I think.
 

dadofethan

Full Member
Oct 6, 2020
33
10
Category........
PNP
NOC Code......
2171
AOR Received.
26-11-2020
Med's Done....
06-01-2021
Hi! For those who have ITAs already, may I know your scores? I'm currently waiting for my IQAS and my IELTS will be this week but I haven't created a profile yet. I'm planning to create one once everything is complete but medjo nervous ako with the scores since I think mine is a bit low, I think.
You can check the minimum CRS for every draw online it is transparently published. Last draw, CRS score of lowest-ranked candidate invited: 471
Use the CRS calculator and plug in your IELTS scores as well as your other details (age, education, etc.) and you can see your CRS even before creating a profile.
 

sky_mdr

Newbie
Nov 10, 2020
1
0
Hi! Job offer provides a big chunk of point in the CRS. I'm a bit confused as to the timing of when do you need to start looking for a job? Or is it even possible to get a JO while your application is still pending / still living here in the Philippines?
 

jULs58

Newbie
Dec 6, 2020
1
0
Good evening. I just like to check re s ECA aside from IQAS, which institution ang lenient s pag assess? CES,ICES or ICAS? sa WES kasi 2years diploma lang inassessed and BS-accountancy ko. Thanks in advance!
 

smm_0411

Hero Member
Mar 5, 2016
495
136
AB
Category........
CEC
NOC Code......
1311
hello po mga kabayan!

I just want to ask baka meron sa inyo nakaexperience same ng situation nmin ngayon. This is regarding PCC from Qatar.

Me and my spouse stayed in Qatar for more than 6months so we are required to obtain Qatar PCC for our EE application. Actually we already have Qatar PCC which we got a week before our last stay in the country dated 2017 pa po. Do we need to get a new one or pwede na po ba etong hawak namin ngayon?

btw, we are currently residing here in Vancouver. Qatar embassy in Canada is in Ottawa.

eagerly looking for guidance regarding this matter.

thanks in advance.
Hi, nagamit nyo Po ba yung Qatar PCC nyo or kumuha kayo ng bago?
Thank you
 

smm_0411

Hero Member
Mar 5, 2016
495
136
AB
Category........
CEC
NOC Code......
1311
hello po mga kabayan!

I just want to ask baka meron sa inyo nakaexperience same ng situation nmin ngayon. This is regarding PCC from Qatar.

Me and my spouse stayed in Qatar for more than 6months so we are required to obtain Qatar PCC for our EE application. Actually we already have Qatar PCC which we got a week before our last stay in the country dated 2017 pa po. Do we need to get a new one or pwede na po ba etong hawak namin ngayon?

btw, we are currently residing here in Vancouver. Qatar embassy in Canada is in Ottawa.

eagerly looking for guidance regarding this matter.

thanks in advance.
Hi, did you submit this PCC? Or kumuha kyo ng bago? Pano Po ginawa nyo? Thank you
 

badzkita

Newbie
Aug 15, 2021
2
0
H
Hi Angel0815,

Congrats sa COPR and VISA mo.

1. Walang problema if sa Pilipinas ka lilipad to Canada. However, they will require you to undergo PDOS talaga. Requirement kasi yan sa Immigration dyan. If sa Singapore ka lilipad walang problema.

2. We booked our flights through Expedia.com. If kaya ng budget mo go for korean airlines. Kami ANA from SG to Japan then Air Canada from Japan to Toronto.

3 PR din kami and up to now hind pa kami nagrerenounce ng residency namin... almost one year na kami sa Canada. Yes, pwedeng mag renounce at mag withdraw ng CPF kahit nandito ka na.
Hi po..ask if you used cpf as POF?
 

dadofethan

Full Member
Oct 6, 2020
33
10
Category........
PNP
NOC Code......
2171
AOR Received.
26-11-2020
Med's Done....
06-01-2021
Hello Kabayans.
I submitted November of 2020, medical exam results January 2021 and biometrics verified March 2021. Logging in IRCC website, the application status is still showing as In Progress.
Has anyone here gotten an invite who submitted their complete documents after I did (Nov2020) or around the same time? I know there's pandemic delay but I'm a little worried because in IRCC it says most of the applications they are now processing were submitted March 2021.
Thanks! Keep safe tayong lahat!
 

Windsor37

Hero Member
Jul 9, 2020
503
461
Hello Kabayans.
I submitted November of 2020, medical exam results January 2021 and biometrics verified March 2021. Logging in IRCC website, the application status is still showing as In Progress.
Has anyone here gotten an invite who submitted their complete documents after I did (Nov2020) or around the same time? I know there's pandemic delay but I'm a little worried because in IRCC it says most of the applications they are now processing were submitted March 2021.
Thanks! Keep safe tayong lahat!
I think the March 2021 processing is for CEC applicants only. FSW and PNP applicants are still left in the cold unfortunately. I'm an FSW applicant who completed AOR last Sept 2020, and still no updates as well. The latest FSW application I've heard that has received a PPR, and located outside of Canada/US, non-PNP and non-CEC, has an AOR of March 2020.
 
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