Thanks
Canadavisa92
I haven't accepted my ITA yet. Can you please help to figure out my NOC ( not sure it is 4163 or 1122 ). I have 2-month experience in an NBFC company in thier Projects team. If i couldn't identify right NOC I might have to wait for 2 more months ( to complete 3 years ) and accept the ITA
Below is my job duties:
Conduct primary research with help of Interns in different districts of India for understanding the cash flow pattern of self-employed customers in businesses such as hardware stores, supermarkets and provide recommendation on various income drivers
Analyze and provide advice on demographic parameters to be considered for credit underwriting process of No-Income proof customers in hardware stores, supermarkets businesses
Analyze the existing underwriting process of no-income proof car loan customers and propose an indicative model to standardize the income assessment of customers in the same category
Assist in developing a predictive in-house credit model to reorganize the credit underwriting process of the Income proof car loan customers in order to improve speed and efficiency of the existing manual underwriting process
Validate the devised model by tuning against past underwritten cases and with inputs of credit mangers to improve the effectiveness of the credit model
Best,
Senthil
Any thoughts or opinion would be highly appreciated here