Ontario Car insurance discount

[newtone]

Insurance is expensive atleast in Toronto and GTA but if you use an address up north like Sudbury or Timmins its a lot cheaper.

 

[europe]

in general the insurance is expensive in Ontario.

 

[kingkong1]

in general the insurance is expensive in Ontario.

Yeah, what a surprise! So how much do you pay?

 

[kingkong1]

No, you are wrong. In Metro Vancouver, there's reason to drive nice car (I mean really nice car: Lamborghinis, high-end Mercedes and Aston Martins):

http://www.cbc.ca/news/canada/british-columbia/story/2011/09/01/bc-cars-impounded.html

Who said the Canadian government doesn't spend a dime on infrastructure? Look at Canada Line, Evergreen Line and Port Mann Bridge in Metro Vancouver. Maybe it's only your municipality government and the government of Ontario who doesn't spend money on infrastructure.

LOL. So do you drive one of these Chinese cars?

 

[steaky]

LOL. So do you drive one of these Chinese cars?

No, I don't drive any Chinese cars. Perhaps you are. LOL

Was that you beside the car? Who were the people behind you?

 

[newtone]

LOL. So do you drive one of these Chinese cars?

Insurance will still be higher cause its a Chinese car

 

[kingkong1]

No, I don't drive any Chinese cars. Perhaps you are. LOL

Was that you beside the car? Who were the people behind you?

That's the electric car you were talking about!

 

[steaky]

That's the electric car you were talking about!

I said Nissan Leaf. Nissan Leaf is an electric car and likely made in Japan or USA.

Apes probably only knows bananas leaf. Here's a link for Nissan Leaf:

http://www.nissan.ca/ms/leaf20/en/index.html

Do you realized your thread had been deleted?

 

[PRCR]

Try Scotia bank, they are really good, i just bought a new vehicle, and full coverage - $189/month, was paying $156 before on an old vehicle though

I live in markham, insurance here is crazy. My friend lives in Gatinue, just outside ottawa, she pays $60 for full coverage. But i was happy with the 189 because other companies were offering 290 to like 350 per month.

1. Hi Gosia, what class of license do you hold?
2. Were you with Scotiabank on your previous coverage of $156 before you acquired the new vehicle?


The reason I ask is that I have a full class G license and yet the quotes I get are relatively quite high ($416 - Scotiabank).

 

[GK]

Has anyone here managed to get a discount on the premiums in Ontario by proving past insurance claim free from other countries?
I know in Alberta you must prove to them your Bonus Malus and they will give you a discount of up to 40% on their premiums.
I am sure Ontario has something similar but not as good as Alberta.

If anyone here did it could you pls reply?

Thanking you in advance

messenger

Yes, at least for me they did. I presented my previous claim history which my Ontario insurance company verified and I got the discounts.

 

[gosia]

1. Hi Gosia, what class of license do you hold?
2. Were you with Scotiabank on your previous coverage of $156 before you acquired the new vehicle?


The reason I ask is that I have a full class G license and yet the quotes I get are relatively quite high ($416 - Scotiabank).

Yes they offered me $189 for the last 2 months before my renewal- i was surprised too since i got a new car + i have a G2. But for my renewal which is up on Sep 01 my premiums went up, also because i now have a new 2013 nissan versa if i renew with them, it will be $323/month - im going to fight with them before the renewals to get it to at least $250/month

 

[muffy1]

Just wanted to give an FYI for anyone in Ontario looking to purchase auto insurance.....I called a local agency on Friday and they gave me such amazing service! Along with the fact that, they gave me the lowest quote with full insurance and since I didn't have my driver's abstract they gave me the insurance at the best rate and 30 days to send them my driver's abstract (I'm from the US, so without a driver's abstract you are paying a higher rate depending upon how many years the local license bureau gave you credit for without having your abstract). They are also closed Saturdays but the agent gave me her phone number and said she will finalize everything on her day off and send me the proof of insurance. Along with this, there is no upfront payment required (as most ins. co's require first and last month's payment). They have gone out of their way to give me great service, last minute, for a newcomer to Canada. I can't say enough things about this company. So, if anyone would like their name and phone number to ask for a quote, feel free to PM me and I can send you their information. I am insured through one of the major ins companies as well, this is not a "no-name" insurance company. Hope this info helps some newcomers! All the best

 

[europe]

for us the less expensive insurance was with TD bank

 

[kingkong1]

Yes they offered me $189 for the last 2 months before my renewal- i was surprised too since i got a new car + i have a G2. But for my renewal which is up on Sep 01 my premiums went up, also because i now have a new 2013 nissan versa if i renew with them, it will be $323/month - im going to fight with them before the renewals to get it to at least $250/month

You didn't even know how much your insurance premium will go up if you buy a new car? Seriously. In a few yrs, your Nissan won't be worth the money you pay for insurance. You are very naive if you think you can lower the premium by arguing with your agent. A typical immigrant to Canada!

 

[gosia]

You didn't even know how much your insurance premium will go up if you buy a new car? Seriously. In a few yrs, your Nissan won't be worth the money you pay for insurance. You are very naive if you think you can lower the premium by arguing with your agent. A typical immigrant to Canada!

Whatever
FYI, i did argue with them...it went down from $280 to $223/month How is that for a new immigrant lol, getting my G in March next year, it will even go down more