I'm not sure you fully understand the rules. Please review them here: http://www.health.gov.on.ca/en/public/publications/ohip/ohip_eligibility.aspx It clearly says that you only qualify for OHIP if: - you make your primary place of residence in Ontario; and generally, - you are in Ontario for at least 153 days of the first 183 days immediately following the date you establish residence in Ontario (you cannot be absent for more than 30 days during the first 6 months of residence); and - you are in Ontario for at least 153 days in any 12-month period. As stated, if you will not be in Ontario for more than 30 days after landing, you are not eligible for OHIP. It seems pretty clear, and I don't know why you keep misleading people. Once again, you are correct that you become a PR once you land, but you certain are NOT eligible for OHIP immediately, with or without your bank account and PO box.