Went with CIBC and transfer in INR. 2 questions:
1. My bank manager, at Kotak Mahindra, could not receive confirmation from higher ups/head office that they could process the RTGS transfer. Said he would get back to me, but has not.
2. Is there an issue later in Canada if the GIC is in my name at my bank/permanent address in Delhi, while my passport (from 2012) has my address from Pune, where I was teaching and living when passport was last renewed. (I have mostly lived in the US since then, and now there is no time to get any thing done about the passport as time's a runnin' out!)
Thanks a million, y'all!
1. You can add beneficiary and do a RTGS transfer from Netbanking itself. The RTGS transfer is like any other you would do.
You only have to ensure the remarks have to mention ISBO 2019 + Your name.
2. Your bank address won't have any effect in your GIC application. Use the same address as your passport as your passport will be your valid ID in Canada.