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CIBC GIC is better

Inder hans

Newbie
Jul 18, 2020
3
1
You don't need to apply a refund incase u want to re-apply for study permit ,the same GIC can be used for any college or university
Moreover u can save on conversion charges.
My visa got rejected if I apply for refund will that money be transferred to my account or I applied from standard chartered will it be transferred to that account then how can I get that money from that bank
Money will refund in your own account within 7 Working days
 

Inder hans

Newbie
Jul 18, 2020
3
1
There is quite a big difference in Any bank exchange rate and CIBC as difference is in 25000 INR for 10000CND GIC.
For example
for 10K CND GIC, ideal currency in INR is 560000INR (SBI shows 55.4 currency rate). But CIBC shows 585000INR as final amount for GIC so almost 25K INR more compare to currency conversion. Now 25K is really big amount for GST and transfer commission. Specially when CIBC claims that they have zero program fee and service fee.
First check dollar conversation rate from your bank. If you use CIBC for GIC u can save 8-9 k
 

Ahadch3357

Hero Member
Nov 3, 2019
200
36
17
Category........
STUDY
In Step 2, Contact Information
We need to fill Street Number and Street Name field
I don't have Street Number
Should I enter N/A in this field?

And in Street Name, should I enter my full Address i.e (P/O Veroki, Tehsil Wazirabad, District Gujranwala) or N/A as I don't have specific Street Name?
 
Apr 2, 2019
4
0
I made GIC payment on 18 July but just now I got a mail that wire transfer expired we didn't receive your payment, can anyone please help me out with this,
 

jigzyy

VIP Member
Jul 1, 2010
3,600
570
Canada
Category........
FSW
Visa Office......
London
NOC Code......
2174
App. Filed.......
04-05-2013
AOR Received.
09-07-2013
File Transfer...
22-07-2013
Med's Request
02-04-2014
Med's Done....
15-04-2014
Interview........
21-01-2014
Passport Req..
01-07-2014
VISA ISSUED...
14-07-2014
LANDED..........
22-09-2014
In Step 2, Contact Information
We need to fill Street Number and Street Name field
I don't have Street Number
Should I enter N/A in this field?

And in Street Name, should I enter my full Address i.e (P/O Veroki, Tehsil Wazirabad, District Gujranwala) or N/A as I don't have specific Street Name?
Fill it per your NADRA card house address. That's what Bank will use and that what you can show here to verify your address if asked.
 

jigzyy

VIP Member
Jul 1, 2010
3,600
570
Canada
Category........
FSW
Visa Office......
London
NOC Code......
2174
App. Filed.......
04-05-2013
AOR Received.
09-07-2013
File Transfer...
22-07-2013
Med's Request
02-04-2014
Med's Done....
15-04-2014
Interview........
21-01-2014
Passport Req..
01-07-2014
VISA ISSUED...
14-07-2014
LANDED..........
22-09-2014
I made GIC payment on 18 July but just now I got a mail that wire transfer expired we didn't receive your payment, can anyone please help me out with this,
Have you notified them of wire payment (or uploaded receipt)?
 

jigzyy

VIP Member
Jul 1, 2010
3,600
570
Canada
Category........
FSW
Visa Office......
London
NOC Code......
2174
App. Filed.......
04-05-2013
AOR Received.
09-07-2013
File Transfer...
22-07-2013
Med's Request
02-04-2014
Med's Done....
15-04-2014
Interview........
21-01-2014
Passport Req..
01-07-2014
VISA ISSUED...
14-07-2014
LANDED..........
22-09-2014
Can I pay the GIC amount to CIBC from my parents account or the fund transfer has to be from my personal account.
No. As long as it's a joint account with your parents and your name is in the title, that's fine. But solely on parents name will be rejected.