Hi
deltadeliquent said:
I now live in the UK and will be moving with my husband to Canada next year.
I hear on another site for Brits, that car insurance is astronomical and they won't take into account a UK insurance past even if it's great.
Is that true for the US too? I originally am from Oregon and have a good record there.
Get your no claims report from your insurance company, not broker or agent. In BC, ICBC will credit your no claims from overseas. Up to a 42% discount. See: http://www.icbc.com/autoplan/moving/moving-to
Insurance discounts
You might be eligible for a discount on your insurance if you can prove a claim-free insurance history of longer than one year.
You can reduce your Autoplan premium if your insurance coverage was claim-free. When you licence and insure your vehicle bring a claim history letter. You will need this if you want to qualify for a claim-rated scale discount. When you ask for this letter, remind your previous insurer that it must:
Be on the insurance company’s letterhead.
Show the main driver’s name and the policy number.
State the period you had coverage, and the dates of any at-fault claims.
Be written in English. If the claim letter is not written in English, it must also be:
translated by a certified translator, and
submitted along with the certified translation.
Find a certified translator in B.C.external link (Disclaimer)
Next, bring the original letter or have the insurance company fax it to your Autoplan broker.
If you don’t have your insurance history letters when you first apply for Autoplan insurance, you have up to six months to obtain them and submit a Claim-Rated Scale application. Once your letters and application are received, ICBC will determine if you are entitled to a Claim-Rated Scale discount. Simply complete this application form (PDF) and return it to us at:
CRS Discount Applications — Room 136
Insurance Corporation of British Columbia
151 West Esplanade
North Vancouver BC V7M 3H9
