Canadian Husband/American Wife who's pregnant... help?

[heatherusa]

Lol, well it's much cheaper I'd bet than a delivery in Canada with no insurance - if it'd work.

I tried to find a good link for travel insurance for you - but I don't think that is going to cover pregnancy. It's more for an emergency I think - it appears that somehow they might be able to deny maternity coverage.

I'd also check with your current insurance/which would be your COBRA(if you think about going that way even with the cost) because they may have restrictions on your travel during your pregnancy (in googling for travel ins that would cover an article indicated they might)

My delivery, mind you twins c-section was just under 35K for just me

Holy Chit... were you unemployed at the time? I remember getting a bill for 20k for my single birth, but that was a mistake as insurance paid it.

 

[suenim]

To the OP - did you already do your immigration medical?

 

[can_usa_97]

Nooo! My mother-in-law is in Ontario! She's Canadian.

I didn't think it was as your husband being the Canadian- but I each Canadian has their Own personal card - so that is for sure a no. So the thought baffled me.

 

[can_usa_97]

Holy Chit... were you unemployed at the time? I remember getting a bill for 20k for my single birth, but that was a mistake as insurance paid it.

Well - we only paid 1K on it, but had we had no insurance - we would have paid that for my portion.

 

[cassiebroadway]

To the OP - did you already do your immigration medical?

No, I haven't started anything. The only thing I have is a passport.

 

[YorkFactory]

Unfortunately, there's no way to add relatives to your own OHIP plan, or I'd have OHIP by now.

 

[minna]

cassie, we are in a similar situation, as I am currently pregnant, although I am Canadian and my partner is American.

You and your baby will not be insured by OHIP until 90 days after you file with them - you can file as soon as you land. It is definitely to do with provincial residency, and has nothing to do with citizenship. If your husband is currently living in Ontario, then this may be different, as he may be able to report the birth of his baby to OHIP and get an OHIP card for the baby, but I wouldn't be too sure about that. There are very few exceptions made in the 90 -day residency policy.

You can register the baby as a canadian citizen at birth, and head to Canada as soon as you get the paperwork squared away. You will likely be able to find a supplemental insurance policy to cover the baby's well-baby visits, or worst case scenario, pay for a few months of immunizations etc. out of pocket. It will be really difficult to find a policy that will cover your birth/prenatal care, however.

Because of this, and because we didn't want to risk being apart around the time of the baby's birth, and infancy, we decided to file our application outland (i.e. from the US) in the next month or so. My partner has his medical exam upcoming on July 13th. The baby is due in January, so we figure that will give us from Jan-July 2011 (until his medical exam expires) for my partner to land in Canada, and for us to get our baby's citizenship papers completed and to move (from Florida). This makes best sense for us, because even in the off-chance that my partner's application is processed and approved very quickly, it will likely be at a time in which I will be too pregnant to travel - or unable to get in the 3 month window required to establish residency and get health coverage... Plus, if for whatever reason his application is denied, we will have excellent additional information for an appeal or another application.

Anyways, just wanted to share our thought process.

 

[suenim]

No, I haven't started anything. The only thing I have is a passport.

Ok. For the medical exam, as you know you are required to do the x-ray. Since you are pregnant, you may not be able to do it. It will be up to you and I guess your ob-gyn if you want to do the x-ray while pregnant. If the x-rays are not done, the medical is not complete. You will have to wait until after delivery to do it. So even if you file your papers now, you may still end up waiting until after delivery to have your immigration application complete because of the medical. You can still come to Canada and have the baby though. I put my immigration application off because I got pregnant. Right when I was about to start the process I found out and I decided not to do the x-ray and wait until after I had the baby. I would have to wait either way because my immigration medical would've been incomplete.

 

[cassiebroadway]

Ok. For the medical exam, as you know you are required to do the x-ray. Since you are pregnant, you may not be able to do it. It will be up to you and I guess your ob-gyn if you want to do the x-ray while pregnant. If the x-rays are not done, the medical is not complete. You will have to wait until after delivery to do it. So even if you file your papers now, you may still end up waiting until after delivery to have your immigration application complete because of the medical. You can still come to Canada and have the baby though. I put my immigration application off because I got pregnant. Right when I was about to start the process I found out and I decided not to do the x-ray and wait until after I had the baby. I would have to wait either way because my immigration medical would've been incomplete.

I'll have to double check with my doc, but I do know that most x-rays, especially if you're only receiving one, wont harm the fetus. If I get a clearance from her, I'll just do that.

So I should schedule my doc visit and get my prints done immediately, and then apply?

 

[can_usa_97]

I'll have to double check with my doc, but I do know that most x-rays, especially if you're only receiving one, wont harm the fetus. If I get a clearance from her, I'll just do that.

So I should schedule my doc visit and get my prints done immediately, and then apply?

Your fingerprints take the longest, at 12-13 weeks according to the FBI website. Though many (including me) intend or have sent it without and enclosed a letter indicating that we requested them, and will forward when they are recv'd. Heatherusa I believe did this and is waiting/was told by them to wait till they are asked to be sent.

With sponsorship approval (husband) taking 45 days on average in Mississauga and your portion of the application being processed after that in Buffalo - I myself don't want to waste a month and a half waiting for fingerprints when they could approve hubby.

 

[cassiebroadway]

Your fingerprints take the longest, at 12-13 weeks according to the FBI website. Though many (including me) intend or have sent it without and enclosed a letter indicating that we requested them, and will forward when they are recv'd. Heatherusa I believe did this and is waiting/was told by them to wait till they are asked to be sent.

With sponsorship approval (husband) taking 45 days on average in Mississauga and your portion of the application being processed after that in Buffalo - I myself don't want to waste a month and a half waiting for fingerprints when they could approve hubby.

Okay, so i should get the application for sponsorship sent out immediately while I get the fingerprints/medical done? Do I send out his sponsorship app and then my app or together? Can I get the fingerprints done locally?

 

[cassiebroadway]

Soo my MIL messaged me with 'fantastic news' saying this:

"well allllllllllllllllllll u have to do is apply for canadain residency.... 65.00 thats it!!! AND you r coming home in sept... we want the baby canadian!!!!!!!!!....go to candain immigration .ca and go to apply for residency.... cant u call me hun?"


Anyone know what on earth she's talking about?

 

[can_usa_97]

Okay, so i should get the application for sponsorship sent out immediately while I get the fingerprints/medical done? Do I send out his sponsorship app and then my app or together? Can I get the fingerprints done locally?

You'd need to send in the sponsorship and the permanent resident paperwork, along with the medical and the other supporting documents as well as the letter about the fingerprints at the same time.

I had my fingerprints done at the local sherrifs office. I had to make an appointment. I walked in and they said they only do appointments - so I had to go 2 days later to have it done.

 

[can_usa_97]

Soo my MIL messaged me with 'fantastic news' saying this:

"well allllllllllllllllllll u have to do is apply for canadain residency.... 65.00 thats it!!! AND you r coming home in sept... we want the baby canadian!!!!!!!!!....go to candain immigration .ca and go to apply for residency.... cant u call me hun?"


Anyone know what on earth she's talking about?

Not a clue.
The fee for Certificate of Citizenship for babies born abroad is $75. Perhaps she's got an old # in her head.

That doesn't help 'you' though. You'd be without insurance all the time you are in Canada - until your approved + 3 months. Whereas at least in USA you'd have your medical coverage thru your job and just have the 3 months wait when you actually move and have been approved.

 

[cassiebroadway]

Not a clue.
The fee for Certificate of Citizenship for babies born abroad is $75. Perhaps she's got an old # in her head.

That doesn't help 'you' though. You'd be without insurance all the time you are in Canada - until your approved + 3 months. Whereas at least in USA you'd have your medical coverage thru your job and just have the 3 months wait when you actually move and have been approved.

Yea, that's what I just told her. Wow, haha. And she seemed so excited.