Oh nice, can you tell which SCC did you go to in Toronto? and what time should we go to avoid crowd ? Also which bank did you prefer for opening the account and applying for credit card ?
I went to the one on college street first thing in the morning. Can't comment on how busy it at other times. Went to Scotiabank as it was the only one that I could get an in-person appointment with, with relative ease as they have live chat on their website. Others wanted to have a phone appointment first before getting one in person. They were also good in that they approved my credit card with just my SIN with no address attached to it. Although I would advise getting your address put on your SIN (there is a space for it on the bit of paper you get) as it will make things a bit smoother.