Supervisa with partial NOA

[haiderijaz]

I moved to Canada last year in November when I started working as well. I had 1.5 months of earnings and filed tax subsequently as well. I now want to apply for supervisa and want to plead my case with the actual annual income as well as the paystubs since then but the NOA/T4 only shows the earnings for 1.5 months. Will this result in a refusal and should I wait until my next NOA?

 

[Naturgrl]

I moved to Canada last year in November when I started working as well. I had 1.5 months of earnings and filed tax subsequently as well. I now want to apply for supervisa and want to plead my case with the actual annual income as well as the paystubs since then but the NOA/T4 only shows the earnings for 1.5 months. Will this result in a refusal and should I wait until my next NOA?

You can try but you haven't even been for even a year (not even 8 months) and now parents are applying for a supervisa. You don't even have a year of income. And it says TAX YEAR. Would wait until you have been here at least a year and have NOA that meets LICO.

Option 1​

Your host can show that their total income (including the co-signer’s income, if applicable) meets or exceeds the minimum required amount in either of the 2 tax years before the application is submitted.

 

[haiderijaz]

You can try but you haven't even been for even a year (not even 8 months) and now parents are applying for a supervisa. You don't even have a year of income. And it says TAX YEAR. Would wait until you have been here at least a year and have NOA that meets LICO.

Option 1​

Your host can show that their total income (including the co-signer’s income, if applicable) meets or exceeds the minimum required amount in either of the 2 tax years before the application is submitted.

Sure, I can wait. My parents are sick which is one of the reason that I did not come back for 3 years and one month. My father has an amputation, and my mother has severe osteoporosis. They are both fully dependent on me as I am the only child.

 

[Naturgrl]

Sure, I can wait. My parents are sick which is one of the reason that I did not come back for 3 years and one month. My father has an amputation, and my mother has severe osteoporosis. They are both fully dependent on me as I am the only child.

You just got PR and don't meet LICO with NOA so don't apply until you do. So will they pass the medicals? Canada isn't paying for their healthcare so have you looked at what are their insurance costs? If they need ongoing care then shouldn't be visiting Canada. They don't have access to family doctors or specialists. They can visit emergency or walk in clinics and pay out of pocket but their insurance may not cover it.

 

[haiderijaz]

You just got PR and don't meet LICO with NOA so don't apply until you do. So will they pass the medicals? Canada isn't paying for their healthcare so have you looked at what are their insurance costs? If they need ongoing care then shouldn't be visiting Canada. They don't have access to family doctors or specialists. They can visit emergency or walk in clinics and pay out of pocket but their insurance may not cover it.

Yes. Their medical was done already. It was upfront as I was planning to apply early but then didn't realizing it wasn't a good idea to do so without a year's income. They don't have any ongoing treatment requirements. Just the standard medicines. And yes I have looked at the insurance cost too. I understand I'd need to cover medicines myself.

 

[CanGoldDigger]

NOA is not a deal breaker.

If you don’t have the notice of assessment

If the notice of assessment is unavailable, you can submit any of the following income documents for your host or the co-signer:

• their T4 or T1 for the last tax year
• pay stubs for the most recent 12-month period available
• an original letter from an employer stating job title, job description and salary
• bank statements from the last calendar year to show
  • investment income amounts
  • regular deposits for employment or pension
• proof of other sources of income, such as
  • pension statements
  • proof of ownership and leasing contracts (showing rent amount and frequency) for rental properties

 

[canuck78]

Yes. Their medical was done already. It was upfront as I was planning to apply early but then didn't realizing it wasn't a good idea to do so without a year's income. They don't have any ongoing treatment requirements. Just the standard medicines. And yes I have looked at the insurance cost too. I understand I'd need to cover medicines myself.

Supervisa only allows parents to visit Canada and most will not be able to sponsor their parents to get PR so they need a longterm plan to grow old in their home country. Their ability to remain in Canada as visitors will be based on their ability to obtain and pay for supervisa insurance. Supervisa insurance won’t cover emergencies related to many preexisting conditions so not only medication and MD costs you have to consider. As others have pointed out LICO is based on income earned in Canada so you’ll need to wait until next year to apply.

 

[haiderijaz]

Supervisa only allows parents to visit Canada and most will not be able to sponsor their parents to get PR so they need a longterm plan to grow old in their home country. Their ability to remain in Canada as visitors will be based on their ability to obtain and pay for supervisa insurance. Supervisa insurance won’t cover emergencies related to many preexisting conditions so not only medication and MD costs you have to consider. As others have pointed out LICO is based on income earned in Canada so you’ll need to wait until next year to apply.

Sure, I will wait for next year. The long term plan is that I will move back until they are alive once I have completed my time in Canada. I am not thinking of catastrophic situations but if and when they arise, I understand that I will have to bear expenses myself. Hopefully, they don't arise otherwise will deal them on case by case basis. One can only hope

 

[canuck78]

Sure, I will wait for next year. The long term plan is that I will move back until they are alive once I have completed my time in Canada. I am not thinking of catastrophic situations but if and when they arise, I understand that I will have to bear expenses myself. Hopefully, they don't arise otherwise will deal them on case by case basis. One can only hope

Not quite sure what you mean by your time but you will likely have to return to Canada irregardless of their needs at some point if you want to retain your PR status. It appears as their health issues existed before you landed as PR so would have been aware of their healthcare needs and should have been planning for their care in their home country. The other big issue is that they may not be able to secure a supervisa given their health or may not be able to qualify for supervisa insurance every year even if they qualify the first year. The cost of supervisa insurance may also be too high to be affordable for them to visit Canada. Given their potential healthcare costs and hospitals pushing for payments in full versus being able to secure payment plans, which was fairly common in the past, you also have to assess whether you can afford to have them visit you in Canada versus paying for full-time care in their home country which is often much more affordable. Paying for in home care in Canada is very expensive and many in Canada, especially newcomers, would struggle to take time off if they have a family member who needs more help at home or gets hospitalized for example. Your plan seems to be for you to care for your parents in Canada and then move back to your home country care for them there as a PR (or potentially waiting until you have citizenship). This may not be a viable plan and you should have a plan B. Like many in Canada who thought they’d easily be able to sponsor their parents there will be a need to plan for longterm care in their home country from nursing, cleaning/cooking/shopping, etc.

 

[haiderijaz]

Not quite sure what you mean by your time but you will likely have to return to Canada irregardless of their needs at some point if you want to retain your PR status. It appears as their health issues existed before you landed as PR so would have been aware of their healthcare needs and should have been planning for their care in their home country. The other big issue is that they may not be able to secure a supervisa given their health or may not be able to qualify for supervisa insurance every year even if they qualify the first year. The cost of supervisa insurance may also be too high to be affordable for them to visit Canada. Given their potential healthcare costs and hospitals pushing for payments in full versus being able to secure payment plans, which was fairly common in the past, you also have to assess whether you can afford to have them visit you in Canada versus paying for full-time care in their home country which is often much more affordable. Paying for in home care in Canada is very expensive and many in Canada, especially newcomers, would struggle to take time off if they have a family member who needs more help at home or gets hospitalized for example. Your plan seems to be for you to care for your parents in Canada and then move back to your home country care for them there as a PR (or potentially waiting until you have citizenship). This may not be a viable plan and you should have a plan B. Like many in Canada who thought they’d easily be able to sponsor their parents there will be a need to plan for longterm care in their home country from nursing, cleaning/cooking/shopping, etc.

I applied for PR in Sep 2019. Everything was fine. My father and mother were both healthy. However, when I got my PR in Mar 2022 everything was in shambles. Had I been in the situation before, I'd have not applied for PR.
I am aware that the cost would be high. I already checked with Insurance and everything is fine at that end. My father has a prosthetic and is fine right now, leading a normal life since 2022's amputation. My mother has osteoporosis but there is nothing that can be done. She lives life with medicines which I understand I'd have to bear. Also, I do not plan to pay for home care in Canada, I will be taking care of them myself but they are still mobile and living normal lives (thankfully). May be my words didn't come out right as I didn't mean that they are immobile. It's just that they are old and need me around.

 

[CanGoldDigger]

I applied for PR in Sep 2019. Everything was fine. My father and mother were both healthy. However, when I got my PR in Mar 2022 everything was in shambles. Had I been in the situation before, I'd have not applied for PR.
I am aware that the cost would be high. I already checked with Insurance and everything is fine at that end. My father has a prosthetic and is fine right now, leading a normal life since 2022's amputation. My mother has osteoporosis but there is nothing that can be done. She lives life with medicines which I understand I'd have to bear. Also, I do not plan to pay for home care in Canada, I will be taking care of them myself but they are still mobile and living normal lives (thankfully). May be my words didn't come out right as I didn't mean that they are immobile. It's just that they are old and need me around.

You are good, don't listen to those horror stories from locals. Canadians don't have a notion of what is to take care of their parents. Sadly, retirement homes are considered as some blessing here.

 

[Naturgrl]

I applied for PR in Sep 2019. Everything was fine. My father and mother were both healthy. However, when I got my PR in Mar 2022 everything was in shambles. Had I been in the situation before, I'd have not applied for PR.
I am aware that the cost would be high. I already checked with Insurance and everything is fine at that end. My father has a prosthetic and is fine right now, leading a normal life since 2022's amputation. My mother has osteoporosis but there is nothing that can be done. She lives life with medicines which I understand I'd have to bear. Also, I do not plan to pay for home care in Canada, I will be taking care of them myself but they are still mobile and living normal lives (thankfully). May be my words didn't come out right as I didn't mean that they are immobile. It's just that they are old and need me around.

So if they have passed medicals and have the insurance then apply now with NOA, T4 and proof of income. Or wait until next year.

 

[haiderijaz]

So if they have passed medicals and have the insurance then apply now with NOA, T4 and proof of income. Or wait until next year.

I think I will wait or try in October when I will have 12 months of pay stubs. Thank you for all your advice though. It's really helpful.

 

[Copingwithlife]

You are good, don't listen to those horror stories from locals. Canadians don't have a notion of what is to take care of their parents. Sadly, retirement homes are considered as some blessing here.

So you’re putting down Canadians because it’s not the norm here to take care of their parents when they get older ?
Like who do you think you are ? Mother fucking Teresa of Calcutta?
No wonder Canadians attitude against immigration has turned negative. You don’t get to lecture Canadians

 

[canuck78]

I think I will wait or try in October when I will have 12 months of pay stubs. Thank you for all your advice though. It's really helpful.

We routinely see people denied without an NOA. Just as you said your parents health deteriorated after 2019 that could easily happen while in Canada which is why you need to be prepared as well if they visit Canada.