+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

FSW WORLDWIDE

Haroon Gloria

Newbie
Apr 24, 2022
5
1
ANY spousal pakistani file since August 2020 lvo.move warsaw April 2021 sitting 1 years know since applied almost going 2 years any one have idea from.warsaw
 
D

Deleted member 994371

Guest
how are you planning on using the credit in your CC? non-utilization wont grow your credit. plus, the banks wont issue you an unsecured CC if you’re not earning income here. you could get a secured CC by depositing collateral, but then you’ll run into the non-utilization problem too.

and you’ll need proof of address most times too. that can be a rental agreement, or official mail mailed to your reported address.
It depends on the agent though. The ones I went to just ask for the address, they didn’t require proof, so he could just give his friend’s address, but yes, they only issued an unsecured CC with a job offer.

Although I am still researching this, I'll be applying for a secured card from the same bank that will have my account with them.

I'll make be making sure to use 30-35% of the limit every month until I return, and of course, pay it back.
 
D

Deleted member 994371

Guest
I have a question I have a layover at Vancouver and my final destination is Calgary, do I have to complete my immigration in Calgary/Vancouver?

If I am living in Calgary and working can I give my permanent address (friend's address) in Ontario to collect my pr card?
Bro, if you can manage, get a layover in some place in Europe and enter your destination directly. Or book a flight with 4-5 hour layover as you are entering in peak rush time of the year as students are entering Canada right now. This rush will die by September.

If it's just 2 hours, you might miss your connecting flight.
 
  • Like
Reactions: PRANIT01 and RSub
D

Deleted member 994371

Guest
that sounds a bit risky though. you’re gonna expose yourself to so much risk for a little bit of credit score bump. it isnt that hard to grow credit score honestly. no one has to resort to this to grow credit. I’ve been here less than a year and already have a score at 690 as of march. just need to be savvy, pay bills on time, use the card for everything, and you’re golden

The point is to have a credit score by the time I land for real and start my life over there. No need to struggle or let anyone take advantage of you if you don't have credit history.

My goal is to rent an apartment and lease/buy a car when I return for real. Without a credit score, landlords take advantage of you and ask you to pay months of rent in advance which is illegal and risky of course.
 
  • Like
Reactions: RSub

oinkario

Hero Member
Nov 2, 2021
319
336
Category........
PNP
I never had to get a connection flight in US so never knew this ,let us if I miss the flight will catch the next flight
Are you flying from India or US? 2 hr layover is optimistic and you can’t afford any delays from your first leg or customs landing. If you fly from India, missing the second leg and having to book another flight can be stressful since you would be sleep-depriven. I suggest either longer layover (if arriving in the morning) or booking a hotel near YVR to recharge (if arriving in the afternoon i.e. might not get to Calgary that day if missing 2nd leg flight).
 
  • Like
Reactions: PRANIT01

zekkeh

Hero Member
Sep 15, 2019
212
149
The point is to have a credit score by the time I land for real and start my life over there. No need to struggle or let anyone take advantage of you if you don't have credit history.

My goal is to rent an apartment and lease/buy a car when I return for real. Without a credit score, landlords take advantage of you and ask you to pay months of rent in advance which is illegal and risky of course.
maybe you can sign up a basic prepaid mobile plan and set up a pre authorized payment from your secured CC. i heard of mobile plans going for $10 here. just try and avoid letting someone else use your card. it sounds a little too dangerous to do that
 
D

Deleted member 994371

Guest
maybe you can sign up a basic prepaid mobile plan and set up a pre authorized payment from your secured CC. i heard of mobile plans going for $10 here. just try and avoid letting someone else use your card. it sounds a little too dangerous to do that

Yes. I will only allow people I trust with the card.
 

oinkario

Hero Member
Nov 2, 2021
319
336
Category........
PNP
Is US credit history relevant at all in Canada? I have good US credit scores and was wondering if in any ways I can leverage that. Have searched online and seen mixed arguments.
 

Aham.F

Star Member
Dec 7, 2018
72
10
Riyadh, KSA
Category........
FSW
Visa Office......
Ottawa
NOC Code......
3131
AOR Received.
12-05-2020
Med's Done....
16-07-2020
Passport Req..
17-05-2022
LANDED..........
10-07-2022
Hey guys..looking for an app recommendation to call IRCC. Kindly help.
Textnow is acting up, can't seem to get a number.
 

oinkario

Hero Member
Nov 2, 2021
319
336
Category........
PNP
Hey guys..looking for an app recommendation to call IRCC. Kindly help.
Textnow is acting up, can't seem to get a number.
TextMe worked for me (sort of — I can call and get automated response but never got to an agent). It’s not free though, I paid $5 for a CA number for one month.
 

oinkario

Hero Member
Nov 2, 2021
319
336
Category........
PNP
How many days does gcms request take, if the request is made directly through cic website by a friend already in canada?
They have a statutory timeline of 30 days, which they have missed before. Recently though most cases I've seen take ~4-5 weeks.
 

Shubham6120

Hero Member
Jul 30, 2020
529
226
32
Gujarat
Category........
FSW
NOC Code......
2123
App. Filed.......
01/01/2020
Doc's Request.
18/02/2021
AOR Received.
01/02/2021
IELTS Request
18/07/2019
Med's Request
18/02/2021
Med's Done....
18/02/2021
Passport Req..
02/05/2022
VISA ISSUED...
13/05/2022
Hi @PRANIT01
There wont be any problem, see my parents situation below.

Which airways are you travelling from? Are the airways same like from India to Vancouver to Calgary?

Recently my parents travelled from Delhi to Vancouver to Edmonton and they traveled via Air India from India and air canada for canada and they too had just 2 hours layover from Vancouver to Edmonton.
F
They were issued 2 boarding passes 1) delhi to Vancouver and 2) Vancouver to Edmonton.
Also, they got their luggage directly at Edmonton and not Vancouver.
And just in case if things mess up at Vancouver airport and you miss the flight the airlines arranges next flight ticket for your for free.
Hope this helps.
 
Last edited:

oinkario

Hero Member
Nov 2, 2021
319
336
Category........
PNP
Hi @PRANIT01
There wont be any problem, see my parents situation below.

Which airways are you travelling from? Are the airways same like from India to Vancouver to Calgary?

Recently my parents travelled from Delhi to Vancouver to Edmonton and they traveled via Air India from India and air canada for canada and they too had just 2 hours layover from Vancouver to Edmonton.
F
They were issued 2 boarding passes 1) delhi to Vancouver and 2) Vancouver to Edmonton.
Also, they got their luggage directly at Edmonton and not Vancouver.
And just in case if things mess up at Vancouver airport and you miss the flight the airlines arranges next flight ticket for your for free.
Hope this helps.
That’s really nice. Thanks for sharing!