Hello here. This is regarding about OSAP and my plan to study further. Me and my family landed in Ontario, Canada on May 2016 but I need to go back to my place overseas to finish my work/project, my wife and son stays in Canada. This July I will settle in Canada permanently and I want to take masters degree. I know I'm qualified for OSAP since my wife has been living there for 2 years. I want to get an answer from those who experienced this, what should I do first, apply the masters degree program or apply for OSAP? And also since the deadline for the master degree program for the fall term has passed, I can only apply for the winter term. Do I also need to apply for OSAP now or wait for a few months before the winter term start? Thanks for those who can share their idea on this.