Adding to what Scylla stated, if you or your wife needs to see a Dr, go to a walk in clinic versus heading to emergency. If you are uninsured and present yourself to an emergency department, just walking in there will set you back around $800, which is probably cheaper then the States, but none the less, it is still $800 bucks. I remember heading to emergency when my appendix burst, and the young girl ahead of me, an international student, was asked for her health care card. She did not have one. Next up was the fee $800, and a major credit card would be needed prior to being seen. She had a cold, so heading to emergency was probably not the best thing to do, in this case, a walk in clinic would have been the better and cheaper option