I applied for a Visitor Visa on November 23, 2018 and I got a message today December 4, 2018 of my refusal. The purpose of my application was to visit my boyfriend and his family for 3 weeks December 23 to January 13. I am spending my own money for everything. I have provided an amount of CAD 7000 available for my visit in Canada. I have also already purchased a non-refundable roundtrip flight and an insurance. I have provided my card transactions and work invoices as proof of financial status since I have only opened my bank accounts early November. I have only been using Payoneer since I work online as a Graphic Designer (started around June). I don't have any Income Tax Returns yet since my employment status has changed from being employed to self-employed and was previously tax exempted. I am also waiting til I get payed for everything I've worked on and working on (the deadline for this annual tax payments is on May) this year. The letter of invitation was made by his mother. I have been working and planning on this visit the whole year and want to reapply. I also have plans to travel to Iceland and Japan next year with my boyfriend and my record of visa refusal worries me. This was the message I received: "Thank you for your interest in visiting Canada. After careful review of your temporary resident visa application and supporting documentation, I have determined that your application does not meet the requirements of the Immigration and Refugee Protection Act (IRPA) and Immigration and Refugee Protection Regulations (IRPR). I am refusing your application on the following grounds: • I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on your family ties in Canada and in your country of residence. • I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on the purpose of your visit. • I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on your personal assets and financial status. You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee."