Thank you all.
I am under employed in my country but i have a sponsor which is my hubby, a professor. I didn't include my own salary account in my application because i am under paid. Although they did not mentioned funds. Now can i include my meagre (inadequate) salary account to show them that am working in a university. Maybe that will help in that am coming back to my country. I even informed them in my letter of explanation that my Hubby and children are staying behind for the 2 years of my study.
Also please is SOP means a LETTER OF EXPLANATION.