In July 19 my TRV is refused due to purpose of visit, personal assets and financial status, family ties in Canada and India and travel history. My purpose was to meet my real younger brother and his wife, sponsorship letter along with salary slip, bank statement. tax notices, PR card, health card of both sponsors' were attached. I have net worth of Rs. 67 lac including property of Rs. 47 lac in my parents' name, bank balance of 3 lac, mutual fund/ fds of Rs.6 lac, owned car Rs 4.25 lac, gold of rs. 5 lac capital in partnership firm of Rs. 2 lac. I have enclosed 3 years income tax returns, Six months bank statement (earlier operating normally and major fund flow from May 19 onward from my partnership firm's bank account) and 3 years income tax returns of firms with balance sheets, TDS forms from different institutes and one year bank statements. I have my parents, wife and one son, living in a joint family with me. evidences were attached. My wife is also working and her employment evidences were also attached. I have no travel history. I am a genuine visitor but got refusal. Kindly suggest what to improvise to get TRV?