I thought e-transfers at RBC (at least for personal chequing accounts) is free:Tri-Cities said:
http://www.rbcroyalbank.com/cgi-bin/intelliresponse/ask.cgi/response/find?question=Are%20there%20fees%20for%20an%20Interac%20e-Transfer?
The best Canadian bank for new comers??
- Thread starter Adin.blr
- Start date
http://www.rbcroyalbank.com/cgi-bin/intelliresponse/ask.cgi/response/find?question=Are%20there%20fees%20for%20an%20Interac%20e-Transfer?
@steaky
I'm sorry - you're right, for personal it's free. I got a business account with them and therefore I get charged.
Again, sorry - my mistake!
I'm sorry - you're right, for personal it's free. I got a business account with them and therefore I get charged.
Again, sorry - my mistake!
RBC:Tri-Cities said:
No credit history required for a credit card, car loan or home mortgage. For an RBC Royal Bank credit card newcomer must be a permanent resident who arrived in Canada within the last 12 months. Provided you meet all of Royal Bank of Canada’s eligibility and credit criteria, you may be eligible for a secured or unsecured RBC Royal Bank credit card even if you have no Canadian credit history.
Scotia Bank:
Just needs to be a Syrian refugee to automatically qualify for the unsecured card...apparently.
Okay that's annoying.
Are we talking about a refugee wanting a cc? Or are we talking about getting a cc in general?
Being a customer with Coast Capital & RBC (& Berliner Volksbank) I never had any issues getting a cc. And I don't know anyone who had - and yes, there sure are some who'll have issues.
And yes, I'm talking about newcomer or PR... Canadian Banks want and need to have cc customers more than ever these days.
Ok, done here.
To the TO, it really doesn't matter as you've been told already, banks are oprerating pretty much the same, so I would look at three, compare and decide what works best for YOU and YOUR situation!
cheers!
Are we talking about a refugee wanting a cc? Or are we talking about getting a cc in general?
Being a customer with Coast Capital & RBC (& Berliner Volksbank) I never had any issues getting a cc. And I don't know anyone who had - and yes, there sure are some who'll have issues.
And yes, I'm talking about newcomer or PR... Canadian Banks want and need to have cc customers more than ever these days.
Ok, done here.
To the TO, it really doesn't matter as you've been told already, banks are oprerating pretty much the same, so I would look at three, compare and decide what works best for YOU and YOUR situation!
cheers!
Agreed.Tri-Cities said:
I'm all for helping Syrians that have fled what must have been a living hell, but...shouldn't all newcomers, trying to establish their new life here (including getting their first cc in Canada) be treated the same?
Ponga,
seriously I have seen refugees back in Germany and the lastr thing they need is a cc! They don't have nothing (uhm well..) so it doesn't matter that they might have to wait to get a cc.
btw I think to many people in this country having too many cc's, look at the horrific debt they're in and never get out.
You're right about being treated the same way...wait a minute... they have other issues than a cc and on top every situation is different. Canadian Banks are way more open to giving out cc than other countries and there might be a reason for that. So I am pretty sure that there are possibilties for refugees to get a cc. Still don't think that's a main issue in their life.
In response to that
I'm all for helping Syrians that have fled what must have been a living hell
yes and no! But I'm going to discuss that on the forum.
seriously I have seen refugees back in Germany and the lastr thing they need is a cc! They don't have nothing (uhm well..) so it doesn't matter that they might have to wait to get a cc.
btw I think to many people in this country having too many cc's, look at the horrific debt they're in and never get out.
You're right about being treated the same way...wait a minute... they have other issues than a cc and on top every situation is different. Canadian Banks are way more open to giving out cc than other countries and there might be a reason for that. So I am pretty sure that there are possibilties for refugees to get a cc. Still don't think that's a main issue in their life.
In response to that
I'm all for helping Syrians that have fled what must have been a living hell
yes and no! But I'm going to discuss that on the forum.
For a starter u can start with Scotia Bank. They give credit card limit of 2000 CAD initially with no annual fee. Just landed 25 days ago. Found scotia to be easy than most other banks so far.. 
Looks you were previously a FSW, so you probably had a job when you landed, correct?TRUENORTH_4M_C2C said:For a starter u can start with Scotia Bank. They give credit card limit of 2000 CAD initially with no annual fee. Just landed 25 days ago. Found scotia to be easy than most other banks so far..
I'm just curious as to how Scotia Bank would give an unsecured credit card to a special newcomer that has no income...yet, but not any other immigrants.