Again, you need to show a bank balance covering first year tuition + $10K to cover living expenses if you want to be approved for the study permit. It doesn't matter that you plan on living with someone - you still need to demonstrate you have these funds if you want to be approved.
If you don't have enough money - then you really have two options: (1) take out an education loan from your home country to cover the amount you are missing; (2) have a close family member (e.g. parent, uncle, aunt) provide their bank statement with the required funds and have them write a letter of support to confirm they are willing to fund your education.