Hi Viswa,
Yes, my application sent 23rd Sept, received 26th Sept. I am still waiting for CC to be fully charged.
I had to call up HSBC Mastercard yesterday as I recently took out yearly travel insurance and hadn't seen the fee come out and did not receive any confirmation. I also asked if the lady could see if there had been a charge for $1100 (PR fee for spouse and me) declined or on hold. It wasnt the best line but she said she could see $1100 on hold so im hoping i'll be able to see the charge on my card by the end of the week. I was getting a little worried as one of my husbands colleagues had his application return due to insufficient funds on his CC - he applied the same week we did. I've been using the tracker to keep an eye out as to roughly when I'll get charged. I've had to be extra careful with spending on the CC with Christmas just around the corner!