Questions regarding insurance for supervisa

[tiffany123]

Hello everyone,

I have 2 questions that hoping someone here can give me some insights.

1. When I apply for the insurance, do I have to pay for the insurance even though they're not here yet just for the application process ? It's just confusing to me to waste paying a few months of insurance while waiting for the application process .

Also , what if their application get denied , will I be able to get refunded from insurance company ?

2. My mom got diagnosed with breast cancer 5 years ago. She went under chemo and have been on medication since then and will be off med next year. So she's cancer-free. I am just wondering if super visa insurance cover for any of the follow ups for the breast cancer treatment ? Most insurance I read up only covers for accidental incidence.

3. Which companies are reliable the most for the super visa insurance ? Can it be any type of insurance as long as it's from Canadian company with 100k coverage or does it need to have the name "super visa insurance" in it ?

Thank you,

 

[scylla]

Hello everyone,

I have 2 questions that hoping someone here can give me some insights.

1. When I apply for the insurance, do I have to pay for the insurance even though they're not here yet just for the application process ? It's just confusing to me to waste paying a few months of insurance while waiting for the application process .

Also , what if their application get denied , will I be able to get refunded from insurance company ?

2. My mom got diagnosed with breast cancer 5 years ago. She went under chemo and have been on medication since then and will be off med next year. So she's cancer-free. I am just wondering if super visa insurance cover for any of the follow ups for the breast cancer treatment ? Most insurance I read up only covers for accidental incidence.

3. Which companies are reliable the most for the super visa insurance ? Can it be any type of insurance as long as it's from Canadian company with 100k coverage or does it need to have the name "super visa insurance" in it ?

Thank you,

1. The insurance has to be paid in full for one year from the date of entry. https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html You'll want to take a policy that will refund you if the visa is refused.

2. Yes, you should expect the insurance will only cover emergencies / accidents and that anything related to follow ups to a pre-existing condition will be something you will have to pay separately out of pocket.

3. I'll let others recommend a policy.

 

[tiffany123]

Thank you for the response!

1. The insurance has to be paid in full for one year from the date of entry. https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html You'll want to take a policy that will refund you if the visa is refused.

What if my parents do not plan to stay one year ? Say they plan to stay from January 2023 - May 2023. Do I still have to pay for 1 year coverage first and then ask for the remaining months (June - Dec 2023) back from the insurance company ?

 

[scylla]

Thank you for the response!



What if my parents do not plan to stay one year ? Say they plan to stay from January 2023 - May 2023. Do I still have to pay for 1 year coverage first and then ask for the remaining months (June - Dec 2023) back from the insurance company ?

Yes, you need to pay for the full year. See the link I provided above.

 

[steaky]

Make sure you buy an insurance which you can be refunded for the days you are not in Canada.

 

[tiffany123]

Make sure you buy an insurance which you can be refunded for the days you are not in Canada.

Thank you for the suggestion ! Do you know what is the most reliable / most go-to company for the visa insurance ?

 

[steaky]

Do you know what is the most reliable / most go-to company for the visa insurance ?

No idea. Perhaps read google reviews or consumer reports?

 

[canuck78]

Thank you for the suggestion ! Do you know what is the most reliable / most go-to company for the visa insurance ?

Would stick to one of the large Canadian insurance companies. There are lots of info only about supervisa insurance options. Supervisa insurance is essentially emergency travel medical insurance but since the population who can apply for supervisas are more elderly it is more expensive than normal emergency travel medical insurance. Higher risk of accessing medical care for that population. Only requiring 100k is still pretty generous because it is easy to spend 100k when It comes to healthcare emergencies. The one big requirement for visitors on a supervisa is that they need to purchase supervisa insurance yearly if they remain in Canada.