Proof of Funds (Express Entry)

[Dedicated]

I think having more money in your account is fine. Having less money than you mentioned on your profile would be a problem.

Thank you very much, istari!

 

[zezu]

I was looking for photo specifications for PR application and noticed this strange requirement at below page, they are asking for photographer's details as well.
Any comments? Do I need this specification photo for medicals as well? I have medical appointment tomorrow morning.

http://www.cic.gc.ca/english/information/applications/photospecs-cit.asp

Provide the name of the photographer or the studio, the studio address and the date the photos were taken on the back of the photos

Am I looking at the right place because I'm applying online?

Most studios are aware of CIC requirements and can just stamp on the back. Else a receipt with their signature, letterhead and date is good.

 

[rnkhouse]

Hello friends,

I submitted my profile today. I attached summary of accounts with final balance with my name, email, phone and address on it. (Source online banking) and 6 months statement of checking account (from branch - don't have stamp on it).

Is this correct way? I am just worried about I didn't attach official letter from bank.

Thanks.

 

[johnjkjk]

Most studios are aware of CIC requirements and can just stamp on the back. Else a receipt with their signature, letterhead and date is good.

Doesn't e-APR only need digital photos (without photographer details)?

 

[istari]

Doesn't e-APR only need digital photos (without photographer details)?

Yes. The specifications posted are for the old paper-based applications.
The CIC page the link leads to was last modified in 2012, before EE existed.

 

[kamy]

Yes. The specifications posted are for the old paper-based applications.
The CIC page the link leads to was last modified in 2012, before EE existed.

Do we need to provide hard copies of Photographs at the time of PPR even if we have already provided in eAPR?

 

[sanha#1]

Hi Experts,

Is it advisable to keep the funds in our joint bank account where I am the primary holder and my wife is the secondary holder?

or let the funds be kept in her individual account as she is the primary applicant in the PR process?

The point is my wife is going to be the primary applicant in the PR process with all the documents and records carrying pre-marriage name. Only in our joint account she is registered with post-marriage name.will this be a problem?

Also,We will create the EE profile on 15th October,2016. as of now we have half the required funds in our joint account readily available.The other half is invested in Equities which will get matured on 20th December 2016.Assuming if we get ITA by 15th December 2016 and we respond to ITA say by 15th January 2017.Will IRCC still raise questions over POF ?as our bank statement wont be reflecting the entire required fund amount for past 6 months.But the funds are not burrowed for sure.Please suggest a feasible solution to the entire scenario!

Thanks!

 

[istari]

Hi Experts,

Is it advisable to keep the funds in our joint bank account where I am the primary holder and my wife is the secondary holder?

or let the funds be kept in her individual account as she is the primary applicant in the PR process?

The point is my wife is going to be the primary applicant in the PR process with all the documents and records carrying pre-marriage name. Only in our joint account she is registered with post-marriage name.will this be a problem?

Also,We will create the EE profile on 15th October,2016. as of now we have half the required funds in our joint account readily available.The other half is invested in Equities which will get matured on 20th December 2016.Assuming if we get ITA by 15th December 2016 and we respond to ITA say by 15th January 2017.Will IRCC still raise questions over POF ?as our bank statement wont be reflecting the entire required fund amount for past 6 months.But the funds are not burrowed for sure.Please suggest a feasible solution to the entire scenario!

Thanks!

You will have to prove your wife's name change as part of your application anyway, so I don't see why having accounts in her old name would be a problem.

Having funds less than 6 months old isn't a problem, as long as you can prove the origin of the money. So you will just need to show that the money was transferred from your equity fund to your bank account.

 

[sanha#1]

You will have to prove your wife's name change as part of your application anyway, so I don't see why having accounts in her old name would be a problem.

Having funds less than 6 months old isn't a problem, as long as you can prove the origin of the money. So you will just need to show that the money was transferred from your equity fund to your bank account.

1) We are creating the EE profile with her being the primary applicant in her pre-marriage name itself as all her documents including passport et al has that name.is that permissible?Though we have the marriage certificate in case IRCC asks for the marriage proof.your insights pls?

2)Thanks.I can prove the origin of the money.

 

[istari]

1) We are creating the EE profile with her being the primary applicant in her pre-marriage name itself as all her documents including passport et al has that name.is that permissible?Though we have the marriage certificate in case IRCC asks for the marriage proof.your insights pls?

I think this could cause you problems, but I've no experience personally, so I'm not sure.
Perhaps a senior will know more.

 

[kamy]

1) We are creating the EE profile with her being the primary applicant in her pre-marriage name itself as all her documents including passport et al has that name.is that permissible?Though we have the marriage certificate in case IRCC asks for the marriage proof.your insights pls?

2)Thanks.I can prove the origin of the money.

Right process is make an affidavit of name change. Use Marriage certificate and affidavit to change her name in passport and also add your name as spouse. Once it is done then create EE with her new name.

 

[sanha#1]

Right process is make an affidavit of name change. Use Marriage certificate and affidavit to change her name in passport and also add your name as spouse. Once it is done then create EE with her new name.

Thanks Istari and Kamy for the reply,

However, since the name change process on passport and other documents is a bit lengthy and time consuming process,we don't intend to do that so is it not possible to create an EE profile with her pre-marriage name and if at all IRCC ask for relationship proof we can just produce the marriage certificate then?I can shift the entire proof of funds to her individual account which has her pre-marriage name.

 

[istari]

Thanks Istari and Kamy for the reply,

However, since the name change process on passport and other documents is a bit lengthy and time consuming process,we don't intend to do that so is it not possible to create an EE profile with her pre-marriage name and if at all IRCC ask for relationship proof we can just produce the marriage certificate then?I can shift the entire proof of funds to her individual account which has her pre-marriage name.

This seems pretty dodgy to me.
If your wife has legally changed her name, what you're talking about doing is applying for PR under a name that is no longer correct.

 

[sanha#1]

This seems pretty dodgy to me.
If your wife has legally changed her name, what you're talking about doing is applying for PR under a name that is no longer correct.

Hi Istari,
There seems to be a disconnect i believe..My wife has not changed her name legally,on the marriage certificate also its her pre-marriage name.Just that she has added my surname to her name in our joint account.

 

[istari]

Hi Istari,
There seems to be a disconnect i believe..My wife has not changed her name legally,on the marriage certificate also its her pre-marriage name.Just that she has added my surname to her name in our joint account.

If the joint bank account is the only place where her name is different, you should either change her name on your joint account, or put all the funds in her personal account (which is under her proper name?).