Dear all,
If anyone can advice/help me on filling Proof of Claim – Form 31 for a money I am owed from an organization – I will be very grateful to them.
Last year, I was foolish to apply for a membership with Cachet Partners by doing an online transfer of an amount of $ 5000 CAD in the hope of getting cheaper vacation plans, assistance from a financial specialist for Mortgage, balance transfers, etc.
After we learnt that this offer may not fit our family, we decided to back off from the membership within the 10-day cooling period as mentioned in the agreement.
However, as always with a scam, we haven’t got our money back yet.
After a series of back and forth calls/emails with third party call center agents of Cachet Partners – it came to our attention that their Director had filed a personal bankruptcy around 8 months back. I called up the Trustee, who is working on this case on behalf of the bankrupt Director, and they sent me a Creditors package which includes scanned copies of forms:
· 68 (Notice of Bankruptcy of the debtor)
· 79/65 (Statement of affairs/Income and expense of Bankrupt)
· 31 (Proof of claim) - Blank form for Creditor to fill – that’s for me
· 36 (Proxy) – Blank form for proxy – any legal advisor on behalf of me which I cannot afford
Firstly, I need help in filling Form 31 - https://www.ic.gc.ca/eic/site/bsf-osb.nsf/eng/br01894.html
Particularly point 4. Which checkboxes is applicable to me in this case?
Also, I understand that at the time of posting the mail to the Trustee, I should be sending all the above forms (proxy, only if applicable) and supporting documents. Is there anything else I should be sending to them?
Most importantly, I only have 12 days left before expiry, meaning, the bankrupt will be given automatic discharge if I fail to submit my claim to the Trustee by then.
Please help. Thanks in advance
If anyone can advice/help me on filling Proof of Claim – Form 31 for a money I am owed from an organization – I will be very grateful to them.
Last year, I was foolish to apply for a membership with Cachet Partners by doing an online transfer of an amount of $ 5000 CAD in the hope of getting cheaper vacation plans, assistance from a financial specialist for Mortgage, balance transfers, etc.
After we learnt that this offer may not fit our family, we decided to back off from the membership within the 10-day cooling period as mentioned in the agreement.
However, as always with a scam, we haven’t got our money back yet.
After a series of back and forth calls/emails with third party call center agents of Cachet Partners – it came to our attention that their Director had filed a personal bankruptcy around 8 months back. I called up the Trustee, who is working on this case on behalf of the bankrupt Director, and they sent me a Creditors package which includes scanned copies of forms:
· 68 (Notice of Bankruptcy of the debtor)
· 79/65 (Statement of affairs/Income and expense of Bankrupt)
· 31 (Proof of claim) - Blank form for Creditor to fill – that’s for me
· 36 (Proxy) – Blank form for proxy – any legal advisor on behalf of me which I cannot afford
Firstly, I need help in filling Form 31 - https://www.ic.gc.ca/eic/site/bsf-osb.nsf/eng/br01894.html
Particularly point 4. Which checkboxes is applicable to me in this case?
Also, I understand that at the time of posting the mail to the Trustee, I should be sending all the above forms (proxy, only if applicable) and supporting documents. Is there anything else I should be sending to them?
Most importantly, I only have 12 days left before expiry, meaning, the bankrupt will be given automatic discharge if I fail to submit my claim to the Trustee by then.
Please help. Thanks in advance
