Pls help, i have two accounts in two different banks, one is saving accounts( joint with spouse) and second one is salary account, but For POF all amount exists in saving accounts from last 6-7 months. And salary account hv nt much money bcoz i used it for home expensives or for daily use so always balance is below than $100. Only in the first week of every month balance goes up when salary transfered to it. So now question is-: Bank statements are mandatory or not. I have more than six months old balance in my joint account with my spouse and average balance is also same as current balance, just 3-4% variation. If im sending bank letter which stating average balance for last six months, current balance, credit card accounts( limits and balance available), no loan then bank statement for last six months should be submitted or not. And should i submit same letter ( no loan, current balance, avg balance, credit cards) for salary account from other bank or statement is mandatory