I will start classes next may, and I need a bank account to deposit all the money I will use when arriving there. I have seen there is an account offered by Scotiabank so foreigners can open it from their home countries and put thei savings there, but one friend told me that account gives you a GIC so the money won't be 100% available, but you will only have the right to withdraw a portion of it each month instead. I need to put most of my savings in one account there in Canada so I need it available for my college payment and so, and for that I would like you to give me any advice on whether I should open an account in Scotia, or if there are any other banks allowing me to open an account from abroad and allowing me to fully manage my money without any restrictions. Thanks a lot in advance