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October 2018 AOR - join here

SumH12

Hero Member
Apr 11, 2018
522
300
Category........
PNP
Visa Office......
Sydney NS
NOC Code......
1112
Nomination.....
26-09-2018
AOR Received.
06-10-2018
Med's Done....
12-12-2018
Passport Req..
11-03-2019
VISA ISSUED...
22-03-2019

SumH12

Hero Member
Apr 11, 2018
522
300
Category........
PNP
Visa Office......
Sydney NS
NOC Code......
1112
Nomination.....
26-09-2018
AOR Received.
06-10-2018
Med's Done....
12-12-2018
Passport Req..
11-03-2019
VISA ISSUED...
22-03-2019
hi all

I know this is a very common question, but just to be sure and up-to-date, do I have to include a credit card in the PoF?
what about the balance on the credit card? will the authorities sum up all numbers from savings accounts, term deposits, ... etc (or whatever I present as PoF) to identify if I meet the funds limit?
Problem is, I am an bank auditor and cannot stop thinking as such. In other words, that's what I would do if I was them :D:D
What I read in other threads goes against my training and experience and it feels odd

thank you
As per IRCC webpage, the bank where you have the funds has to include in their letter if you have outstanding debt with them (credit card included). You are not required to include credit card statements although the bank must include in their letter this info.
Below the extract:

For proof, you must get official letters from any banks or financial institutions where you are keeping money.

Letter(s) must:

  • be printed on the financial institution’s letterhead
  • include their contact information (address, telephone number and email address)
  • include your name
  • list outstanding debts such as credit card debts and loans
  • include, for each current bank and investment account:
    • account numbers
    • the date each account was opened
    • the current balance of each account
    • the average balance for the past six months.”
 

Misternixster

Newbie
Aug 7, 2018
8
1
If you submit your application online then you will receive a letter which is ‘acknowledgement of receipts’ and that is AOR. Normally you will get that within a moments
What if your submit your application through courier/mail? How long would I expect to receive AOR?
 

kebib

Star Member
Oct 18, 2017
54
1
Hi guys !! 90% of amount shown as Proof of fund is under my spouse's account who signed a letter stating that we both have access to these amount.We both are applying together.Is it good enough?
 

Lorenc80

Hero Member
Aug 13, 2018
246
50
Hi guys !! 90% of amount shown as Proof of fund is under my spouse's account who signed a letter stating that we both have access to these amount.We both are applying together.Is it good enough?
If she's coming with you no need for the LOE. You're good to go
 
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daveishan

Hero Member
Oct 13, 2018
475
166
Visa Office......
Ottawa
NOC Code......
5122
AOR Received.
13-10-2018
Med's Done....
13-11-2018
AOR October 13 | FSW Outland. The wait begins...