My wife just arrived in canada and is giving birth in a few weeks

[Justin Suarez]

will our baby get msp right away? Will our baby's hospital expenses get covered or not?

Mother doesnt have active msp.
I, the father, am a canadian citizen with active msp

 

[canuck_in_uk]

will our baby get msp right away? Will our baby's hospital expenses get covered or not?

Mother doesnt have active msp.
I, the father, am a canadian citizen with active msp

The baby will be covered. Your wife won't. You will have to pay for the birth.

 

[Justin Suarez]

The baby will be covered. Your wife won't. You will have to pay for the birth.

Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.

 

[Hurlabrick]

Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.

Which province do you live in (not sure what MSP means)? Some cover new immigrant immediately, but others have a 3 month wait (e.g. Ontario). If you are in a province with a 3 month wait, then ANY medical costs incurred in the 3 months will NOT be covered (i.e. you will have to pay for them yourself unless you already have private medical expenses cover).

 

[cnvz]

will our baby get msp right away? Will our baby's hospital expenses get covered or not?

Mother doesnt have active msp.
I, the father, am a canadian citizen with active msp

Medical expenses aren't covered. You aren't covered for the rest of the month your wife returned to Canada plus 2 months if you're a citizen. Is she a citizen? As far as I know, you aren't able to get any medical fees reimbursed. To be sure about all this, I suggest you call the MSP hotline and speak with a representative. Good luck & congrats on your soon to be born baby.

 

[canuck_in_uk]

Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.

No. She can't be reimbursed for expenses that will occur when she does not qualify for coverage.

 

[canuck78]

Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.

If her MSP is only active March 1st and there is a 2+ month wait to get coverage why would she get reimbursed retroactively? There is a waiting period for coverage in the most popular provinces for immigration to prevent new Canadians and Canadians living abroad for returning just to seek medical care. Would contact your local hospital because most require payment in advance of at least some form of deposit if you are planning to give birth without coverage.

 

[Sarahannclarke5]

Just a side note, in some provinces midwives are available for people that have no coverage. It would be worth it to call a midwife service where you live to help with costs.

 

[canuck_in_uk]

Just a side note, in some provinces midwives are available for people that have no coverage. It would be worth it to call a midwife service where you live to help with costs.

BC midwives do not provide free care.

 

[Sarahannclarke5]

BC midwives do not provide free care.

Gotcha. They are usually considerably cheaper, so worth looking into.

 

[funboy101]

Is there a rule about reimbursement for my wife's hospital expenses? My wife is due February 2 and her msp will be active on March 1.

If your wife has visitor status she most likely will not be covered as long as she has that status, at least until she gets AOR or AIP, depending who you ask (in addition to the 3 month residency rule). I don't know about other provinces but one of the only ways visitors can get coverage in Ontario is when they are deemed eligible to apply for PR - which is AOR or AIP (opinions seem to differ on which it is). Regardless, a visitor here for 6 months still wouldn't be eligible without reaching this determination point after PR app is submitted.

 

[Addus]

BC is especially strict. I was on implied status for 2 days between work permits and lost my MSP coverage and I had to start the 3 months countdown for coverage again.
Luckily my employer offers a “welcome” private coverage for new overseas hires which they pay for and they were nice enough to put me on that even though I wasn’t new.
I’d say you have 0 chance of getting anything out of MSP for your wife.

 

[canuck78]

If your wife has visitor status she most likely will not be covered as long as she has that status, at least until she gets AOR or AIP, depending who you ask (in addition to the 3 month residency rule). I don't know about other provinces but one of the only ways visitors can get coverage in Ontario is when they are deemed eligible to apply for PR - which is AOR or AIP (opinions seem to differ on which it is). Regardless, a visitor here for 6 months still wouldn't be eligible without reaching this determination point after PR app is submitted.

It's AIP+ 3 months but you often have to fight a bit so actually could be a bit longer. Usually saves you a month or two.

 

[canuck_in_uk]

If your wife has visitor status she most likely will not be covered as long as she has that status, at least until she gets AOR or AIP, depending who you ask (in addition to the 3 month residency rule). I don't know about other provinces but one of the only ways visitors can get coverage in Ontario is when they are deemed eligible to apply for PR - which is AOR or AIP (opinions seem to differ on which it is). Regardless, a visitor here for 6 months still wouldn't be eligible without reaching this determination point after PR app is submitted.

It's AIP+ 3 months but you often have to fight a bit so actually could be a bit longer. Usually saves you a month or two.

Different for BC. No AOR or AIP.

https://www2.gov.bc.ca/assets/gov/h...t-for-permanent-resident-status-in-canada.pdf

 

[DollyM]

Gotcha. They are usually considerably cheaper, so worth looking into.

Possibly. However what happens if it's not a straightforward birth and the mother needs a C-section or advanced medical care?