MANILA V.O. ~~ done with MEDICALS and waiting for PPR (passport request)

[gabrielsjimenez]

yes sodapop just keep on praying He knows that we wanted this so much for our family,for sure He will help you and guide you to get what you want...

 

[dentista04]

Dr sana naman wag na ganun katgal.. More than 2yrs na application namin..

Don't worry! Napansin ko lately, mabilis na ang CEM mg issue ng PPR specially sa mga 2010-2011 applicants.

 

[dentista04]

Hi guys,

Nabasa ko yung discussion about POF.

PPR na kami, kaya lang last day napadala ng message and CEM regarding our POF.
Kinu-question nila ung history ng savings account namin kung paano kami nagkaroon ng ganung amount (4 family members kaming aalis, around 21k CAD-POF).

Since 2006 ay dito na kami nakatira sa Saudi Arabia ng buong family ko, 1 month/ year lang kami umuuwi sa Pilipinas. Kaya ask din ng CEM bakit sa Pilipinas ung bank namin gayung dito kami nakatira?

"Failure to explain these queries within 45 days will mean refusal of our application."

Nagulat lang ako kasi ay PPR na kami tapos may biglang issue na ganito.

Ang concern namin ay nagpatulong kami sa ibang agency with regards to accumulating our POF. Kasi ang plan namin, yung talagang pera ay manggagaling pa sa separation pay naming mag-asawa from our works..so wala kaming cash nor property at hand na pwedeng mag-suffice ng worth 1M for our POF.

Worried lang ako na sa kabila ng lahat ay possible pa palang mag-deny kami...

Sa ngayon ay gumagawa na kami ng written explanation sa lahat ng queries nila, hopefully maging enough ito para matuloy na talaga ang lahat.
Actually, nasa CEM na ung passports namin....

May iba pa ba kaming dapat gawin?...I would be needing your smart suggestions just in case may hindi kaming nakitang points na supposedly eh ginawa namin..

Hope to hear from all of you soon, thank you much!

I'm sure you'll get your visa soon, just give them your best explanation,,, Good luck!

 

[sodapop]

@ sodapop you are given 45 days to comply, wag ka magpadalos sa reply mo. Pag isipan mo mabuti, ask GOD for wisdom, pray hard. He knows all you hearts desire and he will definitely give it to you. I wish you all the best, and will keep you in my prayers. You can do it!

Thanks Cath, actually we have 30 days nalang kasi ung message ay dated July 20 pa, nitong 27 lang forward ng agent namin.

Yes, we will definitely consult this to Him alone...honestly, so afraid of this..that we might get refused in the end..but we still believe to the fulfillment of His promises to us.

As of the moment, we are gathering the supporting documents, blessedly..everything has been provided already...not merely coincidence...as we are trying to mend the explanation...talaga palang iyon ang reason ng lahat, kung bakit nangyari ang mga bagay-bagay sa amin...iyon pala ang purpose...na magagamit pala namin talaga sya dito sa present case namin.

Prayer support from all of you is what I'm asking as of now.

 

[sodapop]

I'm sure you'll get your visa soon, just give them your best explanation,,, Good luck!

thanks doc,

We are mending the best explanation, at the same time we are trying to reflect on the truth behind the lie

We didn't intend to lie, call of the situation that time, we needed to come up with the fastest solution for our POF.

So far, the Lord has been providing all the papers to support our case..and we'll be needing your prayers too.

Thank you for the kind words...After all these things, the moment we land to Canada...I think I'm gonna embrace all things I'll be seeing there the first time.

The span of 12 months has been so tough on our application..lahat na yata ng unimaginable circumstance ay inabot namin...pero still, nandito na kami sa almost last stage..hopefully...by faith...matapos namin hanggang sa makaalis na kami ng maluwalhati....May God bless us!

Salamat sa lahat! ;D

 

[sodapop]

yes sodapop just keep on praying He knows that we wanted this so much for our family,for sure He will help you and guide you to get what you want...

Thanks Gab....God bless us all!

 

[gabrielsjimenez]

Thanks Gab....God bless us all!

welcome..

 

[doc basti]

sodapop,

OUR PRAYERS ARE WITH YOU....KEEP THE FAITH AND BE STRONG...

 

[sodapop]

sodapop,

OUR PRAYERS ARE WITH YOU....KEEP THE FAITH AND BE STRONG...

Feels like breaking down and cry...pero we believe He'll faithfully complete this journey of ours...to His promised land..

Salamat sa inyong lahat, maraming maraming salamat!

 

[dohcmike]

Hi guys,

Nabasa ko yung discussion about POF.

PPR na kami, kaya lang last day napadala ng message and CEM regarding our POF.
Kinu-question nila ung history ng savings account namin kung paano kami nagkaroon ng ganung amount (4 family members kaming aalis, around 21k CAD-POF).

Since 2006 ay dito na kami nakatira sa Saudi Arabia ng buong family ko, 1 month/ year lang kami umuuwi sa Pilipinas. Kaya ask din ng CEM bakit sa Pilipinas ung bank namin gayung dito kami nakatira?

"Failure to explain these queries within 45 days will mean refusal of our application."

Nagulat lang ako kasi ay PPR na kami tapos may biglang issue na ganito.

Ang concern namin ay nagpatulong kami sa ibang agency with regards to accumulating our POF. Kasi ang plan namin, yung talagang pera ay manggagaling pa sa separation pay naming mag-asawa from our works..so wala kaming cash nor property at hand na pwedeng mag-suffice ng worth 1M for our POF.

Worried lang ako na sa kabila ng lahat ay possible pa palang mag-deny kami...

Sa ngayon ay gumagawa na kami ng written explanation sa lahat ng queries nila, hopefully maging enough ito para matuloy na talaga ang lahat.
Actually, nasa CEM na ung passports namin....

May iba pa ba kaming dapat gawin?...I would be needing your smart suggestions just in case may hindi kaming nakitang points na supposedly eh ginawa namin..

Hope to hear from all of you soon, thank you much!

Hi sodapop.i also feel for you.ask ko lng indi ba sufficient ung mga payroll slips nyong magasawa eversince anjan kyo saudi? Kc if kya nman ng salary nyo to accumulate those funds i think makakatulong un.im sorry pero as far as i know very alarming sa embassy once na malaman nila na ung money nyo for pof was just borrowed from someone else lalo na kung indi nyo nman kamaganak ung source.i know its proper to tell the truth about the money coming from ur agency pero in my opinion embassy doesnt want that.pero listen pa din sa advise ng agency mo part yan ng binayaran mo sa knila.all i can give you now is my prayer na sana ull get thru this.God bless and keep on praying it really means a LOT!

 

[eager_ruby]

hi Sodapop..sa case ko hindi ko pinaabot yung amount ng 1M dito but ito yung major account ko. May additional na bnk acct sa pinas but nasa minimum ung amount. Isa under my name at yung isa sa hubby ko but they considered it naman.

 

[ritaritzie]

Hi sodapop.i also feel for you.ask ko lng indi ba sufficient ung mga payroll slips nyong magasawa eversince anjan kyo saudi? Kc if kya nman ng salary nyo to accumulate those funds i think makakatulong un.im sorry pero as far as i know very alarming sa embassy once na malaman nila na ung money nyo for pof was just borrowed from someone else lalo na kung indi nyo nman kamaganak ung source.i know its proper to tell the truth about the money coming from ur agency pero in my opinion embassy doesnt want that.pero listen pa din sa advise ng agency mo part yan ng binayaran mo sa knila.all i can give you now is my prayer na sana ull get thru this.God bless and keep on praying it really means a LOT!

Hello..just to share din with my experience...I was interviewed last June 27 with two major issues...Job Description and Proof of Funds...for JD issue I have posted here na ung reason..JD mismatch ako since I wasn't a CPA nung nag-apply kami nung 2010...but I was able to pass CPA Board Exam last 2011..so my VO considered it...for POF naman...she questioned me why our Bank account only under my name not joint with my husband...medyo madali naman explanation nun kasi my husband in Saudi while I am working here in the Philippines...then wala din kaming nilagay na properties though we bought land way back in 2009 but pinangalan kasi namin sa Mother ko.....kaya pure cash ang nilagay ko sa Personal Networth Statement...since 2 lang kami ng hubby ko medyo maliit ung needs namin na POF...so things went well naman dahil i was able to explain well...I told her na since start of our marriage we really intend to apply to Canada so we focus on saving our income for this purpose rather than buying properties...and so on so forth.....Guys moral of this story....mabusisi na ngayon ang CEM re: POF.....kasi i've read one issue here a forum that many applicants now a days they just borrow (or any term may do)...Bank Certificate lang but in fact they don't have that same amount in the bank...So parang ganun naging issue kasi ata nun..the Bank allows this kasi additional income sa kanila..how?...they lend that Certificate for a fee of course....Meron actually nag offer sa akin nun na kilala ng sister-in-law ko na 3% interest per month...they don't give you cold cash but only Bank Certificate...Pero hindi ko ito pinatulan kasi I don't want to take the risk....Especially, ung bank na ung is in Lipa, Batangas ....sa case ko na lang nung interview my bank account was in BDO, Pasong Tamo Ext Branch...just the fact that my VO mistakenly assume that my office in Fort Bonifacio..while I live in Prject 4, Quezon City...Why there daw sa branch na un while i don't leave nor have office near that branch...But I said no...my office is just a few step away from that bank..."sabi pa...ah ok...sorry..."....what more kung pinatulan ko ung Lipa na bank na yan...Not only one, two or three na nag inform sa akin ng ganyan...So things like those...Maybe CEM had already called their attention na very rampant na ung ganitong style for the POF....AS we all know we are required to have that funds kasi reality wise kailangan talaga natin ng pera in the first 3 months or even longer to survive......Meron din akong friend na sabay kami nag apply...nung 2nd AOR nya nanghiram sya ng pera from her relatives...a month after receipt ng kanyang 2nd AOR...syempre malaki ung interest na babayaran nya winidraw nya then binalik ung pera sa relatives nya....Kaya hindi na sya umabot ng MR...So guys...moral of the story...very strict na sila ngaun sa POF....Kaya be careful guys sa POF nyo........sa case ko na lang...hindi ko binawasan ung pera... I mean gumagalaw naman pero ung balance I see to it na hindi sya bababa sya sinubmit ko.....more than pa nga nitong 2012 na....but see..only ung branch ang big question mark.......i hope this will enlighten us re: POF....

 

[catherine1967]

@ritaritz, pinadala ba syo passbook or updated bank cert lang?

 

[sodapop]

Hello..just to share din with my experience...I was interviewed last June 27 with two major issues...Job Description and Proof of Funds...for JD issue I have posted here na ung reason..JD mismatch ako since I wasn't a CPA nung nag-apply kami nung 2010...but I was able to pass CPA Board Exam last 2011..so my VO considered it...for POF naman...she questioned me why our Bank account only under my name not joint with my husband...medyo madali naman explanation nun kasi my husband in Saudi while I am working here in the Philippines...then wala din kaming nilagay na properties though we bought land way back in 2009 but pinangalan kasi namin sa Mother ko.....kaya pure cash ang nilagay ko sa Personal Networth Statement...since 2 lang kami ng hubby ko medyo maliit ung needs namin na POF...so things went well naman dahil i was able to explain well...I told her na since start of our marriage we really intend to apply to Canada so we focus on saving our income for this purpose rather than buying properties...and so on so forth.....Guys moral of this story....mabusisi na ngayon ang CEM re: POF.....kasi i've read one issue here a forum that many applicants now a days they just borrow (or any term may do)...Bank Certificate lang but in fact they don't have that same amount in the bank...So parang ganun naging issue kasi ata nun..the Bank allows this kasi additional income sa kanila..how?...they lend that Certificate for a fee of course....Meron actually nag offer sa akin nun na kilala ng sister-in-law ko na 3% interest per month...they don't give you cold cash but only Bank Certificate...Pero hindi ko ito pinatulan kasi I don't want to take the risk....Especially, ung bank na ung is in Lipa, Batangas ....sa case ko na lang nung interview my bank account was in BDO, Pasong Tamo Ext Branch...just the fact that my VO mistakenly assume that my office in Fort Bonifacio..while I live in Prject 4, Quezon City...Why there daw sa branch na un while i don't leave nor have office near that branch...But I said no...my office is just a few step away from that bank..."sabi pa...ah ok...sorry..."....what more kung pinatulan ko ung Lipa na bank na yan...Not only one, two or three na nag inform sa akin ng ganyan...So things like those...Maybe CEM had already called their attention na very rampant na ung ganitong style for the POF....AS we all know we are required to have that funds kasi reality wise kailangan talaga natin ng pera in the first 3 months or even longer to survive......Meron din akong friend na sabay kami nag apply...nung 2nd AOR nya nanghiram sya ng pera from her relatives...a month after receipt ng kanyang 2nd AOR...syempre malaki ung interest na babayaran nya winidraw nya then binalik ung pera sa relatives nya....Kaya hindi na sya umabot ng MR...So guys...moral of the story...very strict na sila ngaun sa POF....Kaya be careful guys sa POF nyo........sa case ko na lang...hindi ko binawasan ung pera... I mean gumagalaw naman pero ung balance I see to it na hindi sya bababa sya sinubmit ko.....more than pa nga nitong 2012 na....but see..only ung branch ang big question mark.......i hope this will enlighten us re: POF....

hi,

Thanks for sharing your view.

Here is the thing, we can produce our POF, yun nga lang hindi nung time na required nila. Kasi we planned to get the fund from our end of service award..or the separation pay that we'll be getting upon resignation from our respective offices. Kaya lang that time, immature pang mag-resign kami pareho kasi nagsisimula palang ang application namin to Canada, wala pang kasiguraduhan ang lahat. So we decided to look for possible solution the soonest possible time kasi very limited lang ung allowance na time to comply to the requirements di ba?

So nag-offer ung consulting agency namin ng additional help. Ang mindset namin that time ay para ma-comply ung required POF, at by the time na may decision na sila sa application namin, say, we are to fly to Canada, we can produce the amount and can bring with us.

Ang questions lang naman ng CEM ay since 2006 pa kami nakatira sa SAUdi:

1. how come very recently lang kami ng nag-open ng bank account sa Pilipinas which is 2010?
2. paano namin na-produce ung amount na nasa savings namin, saan nanggaling ung pera namin?

So far ay inaayos na namin ung detailed explanation, pati narin ung mga supporting documents.

Hopefully everything will turn out fine.

 

[sodapop]

Hi sodapop.i also feel for you.ask ko lng indi ba sufficient ung mga payroll slips nyong magasawa eversince anjan kyo saudi? Kc if kya nman ng salary nyo to accumulate those funds i think makakatulong un.im sorry pero as far as i know very alarming sa embassy once na malaman nila na ung money nyo for pof was just borrowed from someone else lalo na kung indi nyo nman kamaganak ung source.i know its proper to tell the truth about the money coming from ur agency pero in my opinion embassy doesnt want that.pero listen pa din sa advise ng agency mo part yan ng binayaran mo sa knila.all i can give you now is my prayer na sana ull get thru this.God bless and keep on praying it really means a LOT!

Hi Doc,

I just don't understand..pwede bang gamitin ang payroll/payslip sa POF? Hindi kasi nabanggit ng agent namin na pwede un.
My husband's been working here in Saudi since 2003, eversince may bank account na sya dito. Good standing naman lahat ng financial obligations namin, never been black listed. We were able to acquire bigger properties here, such as our dream car.

Kung susumahin namin ung salary ng husband ko, kayang mag-accumulate ng POF amount...un nga lang syempre, nagagastos namin dito ung pera kasi nga dito nakaming lahat nakatira....