i disagree with you...if RQ is requested...she/he will need to submit all documents again.
Better to keep all original documents. And why would print all banks statements and documents for the past for years to include in an application that does not request for it. Whats the point? Avoid RQ, i don't think it's reasonable to explain like that. haha 45 days will not be saved as he/she also needs to spend 45 days to prepare all additional documents, same amount of time if RQ requested.