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Is it better to pay via credit card, or via bank draft? Please explain

L

lpm

Full Member
Apr 1, 2010
21
9
Is it better to pay via credit card, or via bank draft? Please explain which is better.
 
A personal choice... but Credit Card is an easier process any day.
 
qorax said:
A personal choice... but Credit Card is an easier process any day.
Click to expand...

Is it less safe if via credit card, since you have to put sensitive info like credit card number and info on the form, and you never know, if some clerk from CIO will charge something to your card illegally.

Is this a concern? If anything like this has happen, please tell your story.

and if you pay using credit card, how can you get refund if in case your application is denied in the first stage?
 
1. U r sending 'many personal' information on your file. If u trust CIC with that -so could be the Credit Card form.
2. If there is a 'refund', CIC sends it vide a 'cheque'.
 
Hi
Since you are not ok with the credit card payment,just do a bank draft and it will be ok.
CHC will send your refund if your application is not successfully.
Benny
 
but the credit card option seems to be easier and faster, as I do not have to go to bank to get the draft, and pay for it.

And I heard that the bank draft is more complicated, in that it takes longer time to encash and process, at least that is what a bank officer told me.

Are both these options the same processing speed by your experiences?
 
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