Hi, as the title says I'm on an international student insurance plan. Last month I had an accident (almost concussion) and I had to go to the emergency room. I had to wait 7 hrs to finally see a doctor, and when he finally attended me he said I was fine and that I should take a tetanus shot just in case.. All this happened in no more than 8 minutes. The thing is that I received a bill in my home country of $895cad for the service. Is that right? And if it is, did my insurance covered that? I really don't know how those things work.