My parents were visiting from India to help me with my first baby. They had a $100k visitors insurance. On the night of Sept 10, 2019 my dad fell from the bed and suffered a serious spine injury at C4, C5 levels. He is currently at Vancouver Hospital for over 2 months now. As a result of the injury, he is now completely paralyzed from neck down. The current hospital bill is over $300k. The final bill is expected to be over $600k. We feel we had done our duty by purchasing the $100k visitors insurance. But nobody expects or plans for such catastrophic events. We want to start a payment plan with the hospital but can only afford $100 per month. The hospital has not been very helpful in any way. How can we pay off this huge bill? My mother has signed financial responsibility. Can the bill go to international collections? What happens then? After discharge from hospital my dad would need to go to a physical rehab center for some months. The hospital has refused to refer him to rehab in Canada and wants to send him back to India. The problem is there is no one in India to look after my dad. How can we get rehab in Canada? Thanks in advance.