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Giving birth in Canada question

Islander216

Champion Member
Nov 27, 2019
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Thanks for the information, does it mention you have to reimburse funds if you don't meet that criteria?
 
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Buletruck

VIP Member
May 18, 2015
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It’s in the legislation.

Reimbursement, non-entitled person
18.0.1
The General Manager may make a decision to require a person to reimburse the Plan for an amount paid for an insured service rendered to the person if, after the payment is made, the General Manager determines that the person was not an insured person and was not entitled to have a payment paid from the Plan with respect to the service. 2019, c. 15, Sched. 15, s. 16 (1).

https://www.ontario.ca/laws/statute/90h06#BK34
 
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scylla

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Thanks a lot, really appreciate the citation.
FYI - we have seen a number of cases on the forum where the province went after someone to repay expenses. So it's not just a rule on paper, the provinces enforce it. It seems to end up being quite a bit more expensive if this happens to you than if you had just paid for it yourself. I'm assuming there must be a penalty fee of some kind - or they charge you for absolutely everything and make you repay absolutely everything.
 

Islander216

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Nov 27, 2019
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FYI - we have seen a number of cases on the forum where the province went after someone to repay expenses. So it's not just a rule on paper, the provinces enforce it. It seems to end up being quite a bit more expensive if this happens to you than if you had just paid for it yourself. I'm assuming there must be a penalty fee of some kind - or they charge you for absolutely everything and make you repay absolutely everything.
It's understandable, they don't want people freeloading on the system.

And there are many citizens and PRs living outside the province and the country, so they don't want people taking advantage of the benefits but not contributing to it by working and paying taxes.

The penalties are to deter people who might think of it as a get the service and pay the cost later system, even if they know they don't plan to qualify.

As long as they don't introduce citizenship based taxation, i'm fine with it.
 

lampbreaker

Champion Member
Apr 7, 2015
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lampbreaker said:
If not Canada, where will you be giving birth? In other words, what Citizenship will the child have if not born in Canada?

Depends on the country the birth takes place and the rules of the parent's country of citizenship. If the child is not born in Canada, they would absolutely not be Canadian if the parents are not Canadian.
The reason I asked which Citizenship is to determine whether the child will require a Visa to Canada or not. Ex. if the child will be a US Citizen the sponsorship process will be much easier since the child can move with the parents and then obtain PR. Similarly for EU or other Visa exempt countries, the hassle is much less.

All the concerns about health insurance remain.
 

mpsqra

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Jul 6, 2017
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Hello. I am a PR holder. And I want to give birth in Canada. We have been staying outside of Canada after getting our PR cards for 2 years now. Plan is to move to Canada before the 3 years mark to keep our PRs.

But I am due way before that. Any idea of health care expenses insurance coverage for someone in my situation? If I had to pay out of pocket how much would it cost in worst case scenario AKA C section/NICU ?

What would you do if in my situation. Still go through the hassles of giving birth in Canada or sponsor the child later? (I prefer less long term complications)

Also is the only way to keep your PR is to spend 2 years in Canada? Or is there anyway around it?

Thanks
I suggest you to buy a private insurance to avoid any inconvenience
 

canuck78

VIP Member
Jun 18, 2017
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You guys thank you all for the help. My plan is eventually to move permanently to Canada next year by then I'd have spent 2.5 years outside Canada. In the meantime I am due in 4 months so my question was how to handle the birth cost and if there is anyway to have an insuramce that would help. Ofcourse if not then I am going to pay out of pocket since sponsoring the child would be more of a hassle to my understanding. Both parents with PR only.
Asked on your previous posts you or your spouse is physician. Many specialists are unable to finds jobs in Canada. Have you looked to see if you will be able to find employment in Canada? I know of some surgeon friends who were barely able to get a locum and they graduated from the top residency program in Canada.

https://www.theglobeandmail.com/canada/article-nearly-one-in-five-new-specialist-doctors-cant-find-a-job-after/
 

DEEPCUR

Champion Member
Apr 12, 2016
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Why is nobody calling out the fact that Ontario (where majority of them end up) has waived off 3 months residence requirements due to pandemic? If she's moving now, there is no wait time for coverage and is covered from day one.
 

k.h.p.

VIP Member
Mar 1, 2019
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Why is nobody calling out the fact that Ontario (where majority of them end up) has waived off 3 months residence requirements due to pandemic? If she's moving now, there is no wait time for coverage and is covered from day one.
Because there's no guarantee that the waiver will still be in effect when the OP decides to come back to Canada. OP only said they were planning on returning in the next year or so.
 

Copingwithlife

VIP Member
Jul 29, 2018
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Why is nobody calling out the fact that Ontario (where majority of them end up) has waived off 3 months residence requirements due to pandemic? If she's moving now, there is no wait time for coverage and is covered from day one.
Because the waiver is not permanent, and the three months waiting period OHIP used to have was in place for situations such as this . So individuals who haven’t contributed anything to the province can’t come back specifically to give birth , and use medical resources without a waiting period . It’s not a permanent change , it’s temporary. And I can bet once the Government determines everything is under control , that three months will be back in force , as it should be