giving birth for new immigrants

[SulPak]

Hi
i am from Pakistan and my husband is a canadian citizen. My spousal sponsorship case is in process and i am expected to get my visa in a couple of months. The problem is I am 20 weeks pregnant ryt now. And i want to deliver the baby in canada. I will be moving to toronto but as per law i will not be eligble for OHIP for another three months after my arrival. I dun have that much time and delivering a baby(which is expected to be a c section) as a private patient is very expensive in toronto. There is no private insurrance company that cover pregnancy in my knowledge. However i found some posts on this forum stating that in Alberta u get covered as soon as u land. Could anybody guide me with authentic information?my expected delivery date is end of july and my expected arrival to canada is by mid june.

 

[scylla]

Yes - you can get health care coverage in Alberta immediately. However if you plan to take advantage of Alberta's health care system, you should be planning on living there for at least six months. If you come to Alberta, give birth there and then move to Ontario soon afterwards - there is a good chance Alberta will come after you to repay the costs of all of the care you received since it will be clear you used their health care system without ever having any intentions of settling there. This has happened to a few people on this forum and the amount the province has come after them for has been in the several tens of thousands. They would have been better off just paying for the costs of the care themselves rather than trying to trick the system.

 

[SulPak]

Oh right. Thanks for this information. Also if u know any private insurance firm in toronto which cover pregnancy kindly share that

 

[scylla]

Oh right. Thanks for this information. Also if u know any private insurance firm in toronto which cover pregnancy kindly share that

Unfortunately private insurance companies will only cover the costs of pregnancy if you purchase the insurance before you are actually pregnant (i.e. at least 10 months before the birth of the child).

 

[SulPak]

Thankssss

 

[Mapleson]

A few other bits that might be of interest to you:

First, in Regulation 554 (OHIP Act), definition (b)4 of "resident" is: 4. A person who has submitted an application for landing under the Immigration Act (Canada), who has not yet been granted landing and who has been confirmed by the federal Department of Citizenship and Immigration as having satisfied the medical requirements for landing.

As such, you're 90 day count can begin before you land.

Second, http://www.health.gov.on.ca/en/public/publications/ohip/eligibility_2.aspx - OHIP coverage for your baby

Third, unless you have a grave concern for the life of your child being born in Pakistan, you should consider the option.
http://www.cbc.ca/news/canada/toronto/babies-couldn-t-wait-mom-billed-22k-1.1082905

 

[Rob_TO]

A few other bits that might be of interest to you:

First, in Regulation 554 (OHIP Act), definition (b)4 of "resident" is: 4. A person who has submitted an application for landing under the Immigration Act (Canada), who has not yet been granted landing and who has been confirmed by the federal Department of Citizenship and Immigration as having satisfied the medical requirements for landing.

As such, you're 90 day count can begin before you land.

I'm pretty sure this is wrong. You can only start 90 day count when you're physically in Ontario.

So someone who receives their landing papers while in Ontario as a visitor, student or worker, can start the countdown. However someone that has not yet even moved to Ontario yet, needs to wait until they actually land as PR before they can then begin the 90 days.

 

[rugrat907]

I'm pretty sure this is wrong. You can only start 90 day count when you're physically in Ontario.

So someone who receives their landing papers while in Ontario as a visitor, student or worker, can start the countdown. However someone that has not yet even moved to Ontario yet, needs to wait until they actually land as PR before they can then begin the 90 days.

Rob_TO is correct. There's an AND (caps are from the OHIP Eligibility site) after all the possible ways to get OHIP. The and's are:

you make your primary place of residence in Ontario; and generally,
you are in Ontario for at least 153 days of the first 183 days immediately following the date you establish residence in Ontario (you cannot be absent for more than 30 days during the first 6 months of residence); and
you are in Ontario for at least 153 days in any 12-month period.

So the person actually has to reside in Ontario.

 

[SulPak]

Well its just that i wanted to enjoy this thing with my husband who unfortunately couldn come to pakistan for the birth. But i guess delivering in pakistan is the best option for me

 

[MRS SAM]

Well its just that i wanted to enjoy this thing with my husband who unfortunately couldn come to pakistan for the birth. But i guess delivering in pakistan is the best option for me

first of all congrats...even if you get health coverage and ur due in july and u want to travel in june,,airline wont allow u to travel. so if u want to deliver ur baby in canada fly as soon as u can before hitting 7 month

 

[Mapleson]

I'm pretty sure this is wrong. You can only start 90 day count when you're physically in Ontario.

So someone who receives their landing papers while in Ontario as a visitor, student or worker, can start the countdown. However someone that has not yet even moved to Ontario yet, needs to wait until they actually land as PR before they can then begin the 90 days.

Sorry, I assumed they'd be in Ontario. It would be the later of the two dates.

 

[Mapleson]

Rob_TO is correct. There's an AND (caps are from the OHIP Eligibility site) after all the possible ways to get OHIP. The and's are:

you make your primary place of residence in Ontario; and generally,
you are in Ontario for at least 153 days of the first 183 days immediately following the date you establish residence in Ontario (you cannot be absent for more than 30 days during the first 6 months of residence); and
you are in Ontario for at least 153 days in any 12-month period.

So the person actually has to reside in Ontario.

The 90-day period is for an appeal. As referenced on the page that you copied, that is only the summary and the full text is in Regulation 554.

 

[truesmile]

Given the dates provided surrounding the pregnancy, there's a good chance the OP will have difficulty even boarding a plane to arrive here mid-June.

(the OP has to be "in" Ontario, to start any 90-day countdown)