FSW 2014 Applicants Timeline- Lets Network Here.

[future_canadian]

Experts i want to get my bc translated, i went today to get it done but there is no translator available at my place, i will go tomorrow chandigarh, if by chance there is no translator, then what to do in this case ??

You must get it translated somewhere. Is there some kind of government office, consulate, police station, anywhere close to you that will offer this? Indian posters please help him...

 

[future_canadian]

What if a person doesnt fall under PhD and doesnt have job offer either. What should be the address in that case??

NOC category.

 

[future_canadian]

Hello Fellows,

Just confirmig that for 2 people the fees will be 1100 canadian dollars. I am getting a bank draft for that amount- do we need that amount filled up in canadian dollars or the us dollar (amount converted to canadian dollars)

Also, regarding the additional family information form - I have only listed my husband as my dependent on the forms but in the additional family info form am i supposed to list out all my family (parents and sibling) or just my husband.

Thanks!!

Canadian dollar!

The family information form asks for exactly what it wants. Parents, children, siblings. It doesn't matter if they are dependants or not. This is to check your background.

 

[future_canadian]

Do we need to get all the copies notarized? which ones should be notarized?

Not unless they are translated, in which case follow the guide's instructions for handling translated documents. http://www.cic.gc.ca/english/information/applications/guides/EG7TOC.asp

 

[future_canadian]

What does mean ?

I said my loan is 22K CAD but i have cash 42K in my different account which i can show by providing bank letter. Is der any chance of rejection ?

You should provide statements regarding your assets, liabilities and settlement funds.

Your liabilities and settlement funds are completely separate issues. If you have 42K in cash show it as settlement funds, it's well above the required amount.

But you do need to disclose the loan and all other liabilities. If the local VO wants to ask you about it they will.

 

[future_canadian]

Please help.

In Liablities section shall i mention my car loan .
Can i show car as a assets also to compensate this loan.For my settlement funds i am showing FDR of 15000 CAD.

Incase i am showing car as assets , how i can calculate the current value of this.

Please advice.

Thanks

Yes you can list the car as assets. You must list the car loan as a liability.

Is there any public source of information in your country for calculating the current value of a car? Use that. If not do your best to estimate it.

 

[abhishek2629]

Hello Kollins

I have sent the packet from India to NS Sydney and have asked DHL courier to get redirected the packet from NS to Brampton to one of my friend. The packet got delivered and signed by Mike but they are intoi the process to recollect the packet and they said they will do it by end of the day... Will that be a possibility that CIO office will return the packet?????

 

[FSWDev]

Any update in PER today?

 

[dbase1981]

Hi Guys, any updates regarding the number of rejection so far and especially the reasons for the rejections? I can see only one in spreadsheet.

 

[imani007]

Hello Admin,
My CC has been charged today. Please update the spreadsheet.

Regards...

Congrats all the best for the future.

 

[future_canadian]

See there are three sections. Assets, Liabilities and Settlement funds.

Assets can be property / car etc
Liabilities is what u have a loan of 22k CAD
Settlement funds is what you require readily available for u to settle in canada. Around 14k for two people.

The equation is, if you have 42K liquid assets (funds you can use towards settlement) available and have liabilities of 22K CAD, you then have 42 - 22 = 20K readily available settlements funds. If you are two people going, then you only need around 14K CAD instead of 20k. So check how much settlement funds you are required (depends on your family members). If it is less than 20k, you should be fine.

Hope this helps.

THIS IS NOT TRUE.

For one thing you are forgetting that the car is an asset. But more importantly, a car loan is secured by the car. If he fails to pay the car loan, the worst thing that can happen is he will lose his car. He will NOT lose any of the cash in his account. (I am assuming car loans work the same in his country as in every other country I have heard of.) In this case, his cash is UNENCUMBERED and LIQUID and the FULL amount can be claimed as settlement funds.

If you have a home worth 999K, a home loan for 998K, and cash of 100K, then:
Assets=1099K
Liabilities=998K
Settlement Funds =100K, NOT 101K (assets minus liabilities)

Now suppose you are unlucky and your home loses value and is worth only 799K, but you still have 100K cash, now your situation is:
Assets=899K
Liabilities=998K
Settlement Funds STILL = 100K!

N.B.!

 

[future_canadian]

Well if i write Total liabilities 22K and Funds Available 42K then is it fine ?

Yes because that is accurate. But you need to enter an amount for assets too.

 

[future_canadian]

I guess this is the right answer of my query.

Thanks alot guys

No, it's not the right answer. Don't sell yourself short when you could be showing a lot more settlement funds.

 

[future_canadian]

do I need to submit tax assessment of my sister in Canada to be able to get 5 points for adaptability?

or any proof of her residency would be fine?

CIC states what sorts of things are acceptable proof of residency. Check the guide and document checklist.

 

[abhishek2629]

Anybody help in telling me that I have send my parcel to CIO office in Sydney NS however came to know that some documents are missing. I did sent my parcel from India through DHL courier and was supposed to get delivered today which has been done. I called DHL in the morning to get redirected the parcel to Brampton to one of my friend and they assured that it will be done. Now they are in the process to recollect the packet and send to Brampton which will done by today by end of the day. Just want to know weather CIO will give the packet back as I don't have any idea??? Please help????