RP24 said:
But what if some of the required funds had been borrowed from someone at the time of application and returned later, but to meet the required mark the funds have again been deposited in the account in instalments over a small period of time. Would that be considered genuine?
I totally understand your consideration. As CIC have no control over your bank account and it has no way to find the source of money which is deposited in your account, it asks applicants to provide a bank statement for a reasonable amount of time (let's say 6 months) which would be taken as a proof. The statement proves that you can afford cost of living for yourself and your family members in the first year after settlement if you struggle to find a proper job.
I think they are very strict about the rules they have set for FSWP, so just to be on the safe side and to avoid nightmares, it is highly advised to secure the minimum required amount in your bank account until you get your PR. To find a definite answer we need to consult with someone from previous years' applicants who received PR without showing enough money in his/her account.
