Totally agreed with your comments and advicePippin said:I would never travel anywhere without carrying health insurance. We are even encouraged to have emergency coverage if we drive to the US for a day of shopping. The costs of having to pay for health care out of your own pocket could bankrupt a person in no time. On the topic of insurance, it is also wise to buy property insurance. We hear of homes going up in flames and the occupants had no insurance. They lose everything they had. It is too sad.