Dear , i have got admission offer from University of Waterloo for under graduate course & applied for loan to bank. The bank has sanctioned the loan but it will disburse the amount when i will get a visa form Canadian embassy with bank loan sanction letter as proof of funds. But the middle agency is directing me to first deposit the fee & GIC in advance and attached the receipt with my visa application .I can deposit the GIC but bank is saying if my visa got rejected then in that case how the university who has got the funds in advance will pay back the deposited amount. So that's why bank says they can only give me bank support document but funds will only be transferred after getting valid visa only. I am in a fix now .Can anybody advice me on this issue......thanks.