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Canada queries

chandanacc

Newbie
Oct 30, 2018
7
0
Hey !!
would like to know the following details as I am applying for Canada PR

1. Is it true that medical treatment is free in Canada for the PR's
2. Is it true that nourishment cost @ 500$ per child is given to the PR's
3. What is the tax slab in Canada. Is it flat 30% on the income
4. How to get complete information about the extended cost when you land to Canada post you get the PR
 
Last edited:

scylla

VIP Member
Jun 8, 2010
92,538
20,358
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
Hey !!
would like to know the following details as I am applying for Canada PR

1. Is it true that medical treatment is free in Canada for the PR's
2. Is it true that nourishment cost @ 500$ per child is given to the PR's
3. What is the tax slab in Canada. Is it flat 30% on the income
4. How to get complete information about the extended cost when you land to cost post you get the PR
1. Many medical treatments are free but not all (e.g. dental care is not free). In some provinces you have to pay a small fee for health care coverage. There is also a residency requirement connected to medical coverage. You should research what the health care benefit covers on the provincial web site of the province where you plan to live.
2. There is a child tax benefit that is around $500 a month per child provided you are living in Canada.
3. No - it's not a flat 30%. It depends on which provinces you live it and has grades depending on income. You'll need to find an online calculator to understand how much your income will be taxed based on where you will be living and how much you will be earning.
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
Prescription medication is another big one that is only free in a few specific situations. The majority of people don't get medication cost paid the government. Things like eye exams, glasses, medical equipment (like wheelchair, crutches, etc.) and many others not covered. The cot of childcare is, in general, very high and so is the cost of housing. In general Canada is not considered an inexpensive place to live.
 

chandanacc

Newbie
Oct 30, 2018
7
0
thanks sir. If you can pls elaborate on the medical benefit there in Canada.
Is the hospitalization expenses covered by the government. As I understand from your mail, The majority of people don't get medication cost paid the government--- how are the incurring the cost & mitigating them.
Also like in India mostly there are group health insurance policies by various corporates, is the same available there .


Prescription medication is another big one that is only free in a few specific situations. The majority of people don't get medication cost paid the government. Things like eye exams, glasses, medical equipment (like wheelchair, crutches, etc.) and many others not covered. The cot of childcare is, in general, very high and so is the cost of housing. In general Canada is not considered an inexpensive place to live.[/QU
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
thanks sir. If you can pls elaborate on the medical benefit there in Canada.
Is the hospitalization expenses covered by the government. As I understand from your mail, The majority of people don't get medication cost paid the government--- how are the incurring the cost & mitigating them.
Also like in India mostly there are group health insurance policies by various corporates, is the same available there .
Should have mentioned that medication while in hospital discovered but things like a private or semi-private room requires payment. Some of the newer hospitals have less ward rooms. Some employers provide an extended benefit plan that covers or partial covers the costs of these items and services. Part of your salary is directed to the plan monthly. Buying plans as an individual is often too expensive based on what is covered.
 

scylla

VIP Member
Jun 8, 2010
92,538
20,358
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
thanks sir. If you can pls elaborate on the medical benefit there in Canada.
Is the hospitalization expenses covered by the government. As I understand from your mail, The majority of people don't get medication cost paid the government--- how are the incurring the cost & mitigating them.
Also like in India mostly there are group health insurance policies by various corporates, is the same available there .
People either pay for medications out of their own pocket - or sometimes they work for companies who provide partial coverage for these costs. However not all companies provide this benefit. Typically only large ones.
 

chandanacc

Newbie
Oct 30, 2018
7
0
People either pay for medications out of their own pocket - or sometimes they work for companies who provide partial coverage for these costs. However not all companies provide this benefit. Typically only large ones.
That means that its actually a myth that Government gives medical benefit.
 

scylla

VIP Member
Jun 8, 2010
92,538
20,358
Toronto
Category........
Visa Office......
Buffalo
Job Offer........
Pre-Assessed..
App. Filed.......
28-05-2010
AOR Received.
19-08-2010
File Transfer...
28-06-2010
Passport Req..
01-10-2010
VISA ISSUED...
05-10-2010
LANDED..........
05-10-2010
That means that its actually a myth that Government gives medical benefit.
I wouldn't say it's a myth - but like anything else, there are inclusions and exclusions. Hospital stays are covered (although you generally have to pay extra if you want a private room), emergency room visits are covered (typically there's a fee if you use an ambulance), visits to your local family doctor are covered.

Prescription medication is not covered. Dental work is not covered either.

Best option is to research what is covered and what isn't on the web site of the province where you will be migrating.
 

chandanacc

Newbie
Oct 30, 2018
7
0
I wouldn't say it's a myth - but like anything else, there are inclusions and exclusions. Hospital stays are covered (although you generally have to pay extra if you want a private room), emergency room visits are covered (typically there's a fee if you use an ambulance), visits to your local family doctor are covered.

Prescription medication is not covered. Dental work is not covered either.

Best option is to research what is covered and what isn't on the web site of the province where you will be migrating.
thanks a ton!!
 

canuck78

VIP Member
Jun 18, 2017
52,959
12,758
That means that its actually a myth that Government gives medical benefit.
Most Canadians will tell you we have partial medicare compared to Europe. Canada is just compared to the US not to Europe. Same as when families bring over their parents. They seem unaware that they may have quite a lot of expenses. They'll have to pay a bed fee for long term care since their parents do not receive government pensions. That could mean $2000/month. There is not a lot of home care so families are left to do the majority of the care, if you are disabled you will struggle after 21 to get services, you have to pay for things like hearing aids, wheelchairs, walkers, etc. Hearing aids could easily be $5000. Unfortunately some immigrants have been sold the fallacy that Canada is the promised land. Not even by Canada but by their own communities.