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Can we buy insurance to cover dialysis treatment

canuck78

VIP Member
Jun 18, 2017
23,576
5,205
My doctor told me that one can fly without issues provided the fluid is not in the belly. The exchange process can be done after you land. The supply is a question mark but I am sure there will be vendors locally in Canada and if not it can be imported. In Hong Kong 80% of the dialysis patients are on dialysis means there is ample options in the market to be explored. Someone told me the fluid is cheap from Germany, as low as $3 per liter (not confirmed) and you require about 1.5-2L at one time. Moreover, it's obvious that a treatment option done at home will definately be much cheaper compared to something done at the hospital. I seek information about the fluid though, would appreciate if someone shares his experience in Canada
He would never get insurance coverage for dialysis. You likely wouldn’t be able to import the fluid from out of Canada. You usually need routine monitoring when on dialysis and you also don’t seem to be even very familiar with the dialysis processes. On top of that your father has a good chance of needing a medical to get a visitor visa or could be stopped at the airport and sent home if it is discovered he is on dialysis and doesn’t have medical coverage. I would anticipate that this could cause medical issues if he flies to Canada gets detained by immigration and is sent home. These are a lot of risks to take for a visit. If he does need medical attention do you have 100K if he ends up in the hospital with an infection or other issue?
 

kashi

Newbie
Jul 6, 2010
6
0
He would never get insurance coverage for dialysis. You likely wouldn’t be able to import the fluid from out of Canada. You usually need routine monitoring when on dialysis and you also don’t seem to be even very familiar with the dialysis processes. On top of that your father has a good chance of needing a medical to get a visitor visa or could be stopped at the airport and sent home if it is discovered he is on dialysis and doesn’t have medical coverage. I would anticipate that this could cause medical issues if he flies to Canada gets detained by immigration and is sent home. These are a lot of risks to take for a visit. If he does need medical attention do you have 100K if he ends up in the hospital with an infection or other issue?
 

kashi

Newbie
Jul 6, 2010
6
0
I am very much familiar with the hemodialysis after 3 years of treatment and so far I haven't had any complications but yes there are chances. All this is part of gathering information about other options as in PD. If all goes well I might end up getting a transplant paying 200k if it comes to that and thanks you been very encouraging
 

canuck78

VIP Member
Jun 18, 2017
23,576
5,205
I am very much familiar with the hemodialysis after 3 years of treatment and so far I haven't had any complications but yes there are chances. All this is part of gathering information about other options as in PD. If all goes well I might end up getting a transplant paying 200k if it comes to that and thanks you been very encouraging
Sorry thought it was your dad who was going through dialysis as well. I am very confused. If you are just trying to visit someone how are you looking at paying for a transplant. This doesn’t sound like you are trying to come for a quick visit.
 

canuck78

VIP Member
Jun 18, 2017
23,576
5,205
Hi,
Congrats. We are in the same situation you been few month back. Can you please give us hint how did you reply to the letter. Really thanks for your help. And congrats again.
It sounds like it was really the doctors analysis of the father’s kidney disease that lead to approval. It really will have to with current kidney function, comorbid condition, kidney level function decline rate, etc.
 

jbhkaur

Hero Member
Aug 2, 2015
316
25
Hi,
Congrats. We are in the same situation you been few month back. Can you please give us hint how did you reply to the letter. Really thanks for your help. And congrats again.
We got letters from all family and friends and also letters from doctor giving their view.
 

canuck78

VIP Member
Jun 18, 2017
23,576
5,205
hello @jbhkaur did you got letters from doctors in Canada or back home ? could you provide little more details. i am in same situation. you help is really appreciated !!
Friends and family won’t make a difference. It has to do with the current kidney function based on blood work and/or 24 hr urine collection and also the parent’s diagnosis and history of kidney disease and how fast has kidney function decreased.

How bad is your parent’s kidney function? Is dialysis used? When do doctors think dialysis will be needed?
 

rimpysadhrey

Full Member
May 29, 2018
44
5
Friends and family won’t make a difference. It has to do with the current kidney function based on blood work and/or 24 hr urine collection and also the parent’s diagnosis and history of kidney disease and how fast has kidney function decreased.

How bad is your parent’s kidney function? Is dialysis used? When do doctors think dialysis will be needed?
my father was not even aware of the condition until immigration medicals. No dialysis yet and doctors suggested medication can control the condition . he started taking medication and is getting better with it.