Superboy - That is exactly the negotiation I had with the Bank 'Yes, the money is out of your account'. Like you said, I replied 'Oh, is that right - of course it is out of my account'. After knowing that she did not know what she was talking about, I asked her to consult with her manager and she did in front of me. They entered the number on top of the DRAFT and her manager said, yes it was cashed. When I asked when, she replied 'That we cannnot say. we will ahve to ask the beneficiary'. Makes more sense. If I were you I would go again and ask someone else again - but has to be same Branch..YES, I did try going to a different CIBC branch and she said NO, I have to go to the bank where I made the Draft....