peep, herz my profile, 1 yr course, full fee paid 13000 CAD, now i jus have to show expenses lets say 14000 CAD, my point is that money i can show in account and attach proof of those funds with other income docs !! if i have to take a loan that wud be min 10-11 lacs as if less they will say its less than 80% !! now my point is fee is paid and i jus need 5-6 lacs why shud i take loan if do not need it ??? will have to spend another 70-80k to get a loan thru agents as we do not have Collateral and banks not acceptin Agri Land as collateral !!!!