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Anybody received visa without a loan !??

soberdeepak

Hero Member
Mar 30, 2012
288
8
Mumbai
Category........
FSW
Visa Office......
NDVO
AOR Received.
22-07-2018
IELTS Request
8
LANDED..........
31-01-2019
Hi guys ! Plz share if anybody managed to get visa under general category without showing bank loan !??
 

peep

Hero Member
Dec 16, 2011
520
39
chandigarh
Visa Office......
chc chandigarh
App. Filed.......
04-04-2018
IELTS Request
7
File Transfer...
05-04-2018
Med's Request
11-04-2018
Med's Done....
11-04-2018
Interview........
not required
VISA ISSUED...
not yet
LANDED..........
not yet
Hi,
bro u knw that educational loan make ur case strong frilom financial side so i think nobody frm india not submut application without educational loan so,i prefer to take loan n make ur finanicial side stronger ur rejection was based on financial support so take loan
 

soberdeepak

Hero Member
Mar 30, 2012
288
8
Mumbai
Category........
FSW
Visa Office......
NDVO
AOR Received.
22-07-2018
IELTS Request
8
LANDED..........
31-01-2019
peep, herz my profile, 1 yr course, full fee paid 13000 CAD, now i jus have to show expenses lets say 14000 CAD, my point is that money i can show in account and attach proof of those funds with other income docs !! if i have to take a loan that wud be min 10-11 lacs as if less they will say its less than 80% !! now my point is fee is paid and i jus need 5-6 lacs why shud i take loan if do not need it ??? will have to spend another 70-80k to get a loan thru agents as we do not have Collateral and banks not acceptin Agri Land as collateral !!!!
 

peep

Hero Member
Dec 16, 2011
520
39
chandigarh
Visa Office......
chc chandigarh
App. Filed.......
04-04-2018
IELTS Request
7
File Transfer...
05-04-2018
Med's Request
11-04-2018
Med's Done....
11-04-2018
Interview........
not required
VISA ISSUED...
not yet
LANDED..........
not yet
yep bro there is no need of loan u can apply without it now i m sure u will get ur visa :)
 

AyshaM

Full Member
Apr 26, 2012
24
2
Karachi
Category........
Visa Office......
PAKISTAN
Job Offer........
Pre-Assessed..
App. Filed.......
23/May/2012
IELTS Request
8.0 AEO
soberdeepak said:
Hi guys ! Plz share if anybody managed to get visa under general category without showing bank loan !??
If you have enough fund in bank account so you will get visa without loan.
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
soberdeepak said:
peep, herz my profile, 1 yr course, full fee paid 13000 CAD, now i jus have to show expenses lets say 14000 CAD, my point is that money i can show in account and attach proof of those funds with other income docs !! if i have to take a loan that wud be min 10-11 lacs as if less they will say its less than 80% !! now my point is fee is paid and i jus need 5-6 lacs why shud i take loan if do not need it ??? will have to spend another 70-80k to get a loan thru agents as we do not have Collateral and banks not acceptin Agri Land as collateral !!!!
hi
As you had paid the first year fees than i think you should take the loan around 8 lacs and agents charge 5% for loan so you have to pay 45 or 50 thousand only
 

soberdeepak

Hero Member
Mar 30, 2012
288
8
Mumbai
Category........
FSW
Visa Office......
NDVO
AOR Received.
22-07-2018
IELTS Request
8
LANDED..........
31-01-2019
thanks guri !! so how these agents do it, i mean do they get this loan against FD or how they do it, is it a proper education loan ??? do u know anybody who used such loan and got visa !!
 

guri dhillon

Hero Member
Apr 11, 2012
340
5
jalandhar,punjab
Category........
Visa Office......
chandigarh
Job Offer........
Pre-Assessed..
App. Filed.......
28/02/2012
IELTS Request
6.5
Med's Request
pre-med ~ 16th feb 2012 med furthrance ~ 16/03/2012 med compltd ~ 17/03/2012 second medical furthrance ~ 20/04/2012 second med compltd ~ 3/05/2012
Interview........
waived
Passport Req..
sent
VISA ISSUED...
24-05-2012
LANDED..........
Flying on 31-07-2012
soberdeepak said:
thanks guri !! so how these agents do it, i mean do they get this loan against FD or how they do it, is it a proper education loan ??? do u know anybody who used such loan and got visa !!
brother i myself took loan thru agent...they provide you loan agianst F.D but these loans is not education loan but secure loan thats why you should focus on wordings of statement
 

jkaur

Full Member
May 24, 2012
21
1
Job Offer........
Pre-Assessed..
can you please tell about the wordings of the statement