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Sep 22, 2025
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Hi,

I'm going to be entering Canada with a work permit (specifically International Experience Canada) and it's my undestanding before I do so I need to purchase health insurance for the full length of the work permit. However, it's also my understanding that once there, at the moment I'd be able to register for OHIP immediately, making the health insurance somewhat redundant.

So to double check, do I still need the full two years health insurance? And is there anything I can do to make the best of what seems to be mostly a waste of money?

Thanks
 
Hi,

I'm going to be entering Canada with a work permit (specifically International Experience Canada) and it's my undestanding before I do so I need to purchase health insurance for the full length of the work permit. However, it's also my understanding that once there, at the moment I'd be able to register for OHIP immediately, making the health insurance somewhat redundant.

So to double check, do I still need the full two years health insurance? And is there anything I can do to make the best of what seems to be mostly a waste of money?

Thanks
You need the full two years or you will not get a two year permit. If you get one year of health insurance, you will get one year work permit. How are you eligible for OHIP right away?
 
I don't know, it was my original understanding there would be a waiting period, but two separate people have told me that's currently being waved.
And it’s MANDATORY that you have repatriation coverage if you should be catastrophically injured while in Canada and be have to be flown home .

You can’t expect the Government of Ontario foot the bill if that happens…because they won’t

It’s irrelevant if you may be able to get OHIP coverage. You get a shorter insurance plan , you’ll get a shorter work permit

Why are people who come to another country constantly trying to play around with the rules ?

And you dont automatically get coverage

“are in Ontario on a valid work permit and are working full-time in Ontario, for an Ontario employer, for at least 6 months”

If you don’t have a full time job for at least six months you don’t get covered
 
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