Hi,
IMO, IRCC has concerns that you won't return to India if you enter Canada as a visitor.
This is what your refusal reasons mean.
Family ties in Canada and in India:
With your wife in Canada (and I'm presuming you don't have any children/dependent family members is India), your family ties to Canada will be stronger.... which would mean that you will not return to India at the end of your visit.
Purpose of visit:
Similar reason as what I have explained for the family ties refusal.
Personal assets and financial status:
There are quite a few red financial flags in your TRV application according to me.
1. Your bank balance is disproportionate to your income. I'm unable to do the math on how your bank balance is INR 8,00,000 when you earn INR 3,60,000 annually (pre-tax + assuming you have not spent a rupee).
If the visa officer thought the same too then either you had borrowed money shortly before you applied for your TRV.... or, else you did not include evidence of your other sources of income.
2. You have paid Income Tax of INR 4,10,000. There's no way income tax paid can be higher than the income earned through your employment. Again, have you borrowed money and paid higher income tax for the visa purpose..... or you have other sources of income (rental, agriculture, share dividends, etc) but you did not include these proofs for other income when you applied for your TRV?
3. It is advisable to submit bank statements of at least 6 months, and for 3 months
Cheers