Medical Coverage for someone I'm sponsoring question.

[chuckd]

Guys, I am sponsoring my wife and her daughter. Both of them have medical insurance through my work. They both left me shortly after we got the final immigration papers. My question is... am I obligated to pay for their medical insurance? They both live now at their own place and my wife and I are separated.

Thanks for your time.

 

[Alurra71]

Unless your divorce/separation requires you to pay for their health insurance then the answer is no, you don't have to pay for it. Just be aware though that you are still responsible for 3 year sponsorship for your wife and 10 years for her daughter. If I were you, I would do what I needed to, to ensure that they don't collect welfare.

 

[canuck_in_uk]

Guys, I am sponsoring my wife and her daughter. Both of them have medical insurance through my work. They both left me shortly after we got the final immigration papers. My question is... am I obligated to pay for their medical insurance? They both live now at their own place and my wife and I are separated.

Thanks for your time.

If you are referring to extended benefits, you need to inform HR to have your ex and her child removed from your benefits, as it is actually insurance fraud to have people on your coverage as dependents when they are no longer dependents.

They are entitled to provincial health coverage like any other PR. You are not obligated to pay for extended medical insurance but you are obligated to provide them with the necessities of life, which could mean paying for any costs not covered under provincial medical.

 

[chuckd]

If you are referring to extended benefits, you need to inform HR to have your ex and her child removed from your benefits, as it is actually insurance fraud to have people on your coverage as dependents when they are no longer dependents.

They are entitled to provincial health coverage like any other PR. You are not obligated to pay for extended medical insurance but you are obligated to provide them with the necessities of life, which could mean paying for any costs not covered under provincial medical.

Wow, thanks Canuck I didn't think of that they are no longer my dependents since they moved out. I will have to definitely get them off my extended health insurance. Now I live in a province where every person has to buy a basic coverage. Do I still have to buy their basic health insurance since I'm the sponsor or is it their responsibility now since they are on their own?

 

[scylla]

Wow, thanks Canuck I didn't think of that they are no longer my dependents since they moved out. I will have to definitely get them off my extended health insurance. Now I live in a province where every person has to buy a basic coverage. Do I still have to buy their basic health insurance since I'm the sponsor or is it their responsibility now since they are on their own?

That's their own responsibility.

However the welfare bit will be your responsibility if they decide to go on welfare. The fact they have moved out makes no difference. You are responsible as their sponsor for 3 years for your spouse and 10 years for the child. There's no way to get rid of this legal obligation - you're stuck with it.

 

[chuckd]

That's their own responsibility.

However the welfare bit will be your responsibility if they decide to go on welfare. The fact they have moved out makes no difference. You are responsible as their sponsor for 3 years for your spouse and 10 years for the child. There's no way to get rid of this legal obligation - you're stuck with it.

Scylla, 10 years? or until the teen is 23 years old?

 

[canuck_in_uk]

Wow, thanks Canuck I didn't think of that they are no longer my dependents since they moved out. I will have to definitely get them off my extended health insurance. Now I live in a province where every person has to buy a basic coverage. Do I still have to buy their basic health insurance since I'm the sponsor or is it their responsibility now since they are on their own?

Basically, you need to keep her from claiming welfare. If your ex tells you that she can't afford to pay for essential stuff, such as premiums for provincial health coverage, without going on welfare, then you need to pay. Keep records of how much you give her and for what.