TO MR QORAX AND EVERYONE IN THIS FORUM

[char_bonel]

Few questions; please shed some light!

1. How will our local visa office check our funds in the bank?

2. Do they call and really ask how much we have in our bank accounts?

3. Are people in the bank allowed to disclose how much we have in our accounts?

4. I have read in some threads that sometime during the process of application, they are asked to provide updated bank certificates. Is this the visa office's primary way to check funds?

thanks in advance..

 

[explorer101]

1. How will our local visa office check our funds in the bank?

>>>> Canadian High Commissions have phone numbers of head / regional / zonal office of Banks. They make call to them to know the account details. They dont go by the phone number given on the letter head given by local branch. This is the process of online accounts. In case the account is not online , then they fax the statement/ letter of local bank to head / regional/ zonal office and that office verifies it. It can take some time also and can delay further processing .

2. Do they call and really ask how much we have in our bank accounts?

>>>> They definately call to know the details of bank account and balance, but not the local bank, they call the head / regional/ zonal office. In every such office there are liason officers/ Nodal officers and they receive the calls and provide information.

3. Are people in the bank allowed to disclose how much we have in our accounts?

>>>>> It is not allowed to the bank people to disclose the details of account holders to anyone, but they do disclose it to embassy people. If they do not disclose then the embassy will decline our visa on account of non verification. Embassy people make thousands of call each year to banks and have good relationship with nodal officers.

4. I have read in some threads that sometime during the process of application, they are asked to provide updated bank certificates. Is this the visa office's primary way to check funds?

>>>> They want see it been removed by the applicant or not.

..

 

[char_bonel]

1. How will our local visa office check our funds in the bank?

>>>> Canadian High Commissions have phone numbers of head / regional / zonal office of Banks. They make call to them to know the account details. They dont go by the phone number given on the letter head given by local branch. This is the process of online accounts. In case the account is not online , then they fax the statement/ letter of local bank to head / regional/ zonal office and that office verifies it. It can take some time also and can delay further processing .

2. Do they call and really ask how much we have in our bank accounts?

>>>> They definately call to know the details of bank account and balance, but not the local bank, they call the head / regional/ zonal office. In every such office there are liason officers/ Nodal officers and they receive the calls and provide information.

3. Are people in the bank allowed to disclose how much we have in our accounts?

>>>>> It is not allowed to the bank people to disclose the details of account holders to anyone, but they do disclose it to embassy people. If they do not disclose then the embassy will decline our visa on account of non verification. Embassy people make thousands of call each year to banks and have good relationship with nodal officers.

4. I have read in some threads that sometime during the process of application, they are asked to provide updated bank certificates. Is this the visa office's primary way to check funds?

>>>> They want see it been removed by the applicant or not.

..

thank you so much explorer!

 

[qorax]

Few questions; please shed some light!

1. How will our local visa office check our funds in the bank?

2. Do they call and really ask how much we have in our bank accounts?

3. Are people in the bank allowed to disclose how much we have in our accounts?

4. I have read in some threads that sometime during the process of application, they are asked to provide updated bank certificates. Is this the visa office's primary way to check funds?

thanks in advance..

1. Usually they don't check. They go by the quality & quantity of the POF docs that u've submitted. They can easily spot a wolf amongst the sheep.

2. Not at all. The banks cannot disclose your info unless there's a judicial order to that effect. And CIC won't go into that hassle... they'd simple reject a file, if they deem fit.

3. -As above-

4. Yes. Many a times they'd ask u to update that info. Usually if there is over 6-8 months gap in the 1st filing to a decision scenario.

Qorax

 

[char_bonel]

1. Usually they don't check. They go by the quality & quantity of the POF docs that u've submitted. They can easily spot a wolf amongst the sheep.

2. Not at all. The banks cannot disclose your info unless there's a judicial order to that effect. And CIC won't go into that hassle... they'd simple reject a file, if they deem fit.

3. -As above-

4. Yes. Many a times they'd ask u to update that info. Usually if there is over 6-8 months gap in the 1st filing to a decision scenario.

Qorax

Thank you Mr. Qorax,

1. wud that mean local visa office only checks sufficiency of funds by documents we submit to them?

2. If embassy people proves that documents submitted to them are well presented, they dont bother calling the bank?

thank you so much Mr. Qorax!

 

[qorax]

Thank you Mr. Qorax,

1. wud that mean local visa office only checks sufficiency of funds by documents we submit to them?

2. If embassy people proves that documents submitted to them are well presented, they dont bother calling the bank?

thank you so much Mr. Qorax!

1. Yes, 99% they only asses the POF thru docs u sent.
2. Yes, 99% they don't call any banks. Not even to check whether u have an a/c there.

Qorax

 

[barsindoo]

Few questions; please shed some light!

1. How will our local visa office check our funds in the bank? Might make enquiry from bank.

2. Do they call and really ask how much we have in our bank accounts? Since you have sent you your statement to them, they can ask the bank to confirm that the statement is truly funded to that extent.

3. Are people in the bank allowed to disclose how much we have in our accounts? You have signed that they (CIC) can probe/investigate the authenticity of all documents you submit hence they might.

4. I have read in some threads that sometime during the process of application, they are asked to provide updated bank certificates. Yes. If CIC doubts that the applicant genuinely has required funds to himself/herself. Is this the visa office's primary way to check funds? No. There might be other means we don't know.

thanks in advance..